2470 Country Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2470 Country Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,158 sqft · built 2006
Lot Size	0.517 acres (22,500 sqft)
Owner	Trust Name on File
Last Sale	$518,000 (Oct 2004)
Tax Bill	$24,622 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`783-46-046`

Property Details

APN / Parcel Number

Primary APN	`783-46-046`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,158 sqft Living Area
1st Floor Area	3,765 sqft
2nd Floor Area	393 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	22,500 sqft (0.517 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2470 COUNTRY DR
City	GILROY
State	CA
Zip	95020-7955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8136 LOT 89
Legal Subdivision	GILROY COUNTRY CLUB ESTATES
Legal Tract	8136
Legal Lot Number	89
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2008
Census Tract	512516

Owner

2470 Country Dr is owner-occupied and held in a trust since September 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	2470 COUNTRY DR, GILROY, CA 95020-7955
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 28, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2004 · Amount on File
Deed Sale	Oct 29, 2004 · Amount on File
Prior Sale	Apr 5, 2004 · Amount on File
Deed Document Number	200418071062
Last Transfer Date	Sep 21, 2020
Transfer Doc	0024631831
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 25, 2020
Property Address	2470 COUNTRY DR, GILROY, CA 95020-7955
Document Number	0024630626
Map Reference	MB 605 PG 8-16
Instrument Date	Sep 21, 2020
Instrument	24630626
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2470 COUNTRY DR, GILROY, CA 95020-7955

Mortgage

Document Number	0024630627
Date	Sep 25, 2020
Instrument	24630627

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 28, 2020
Property Address	2470 COUNTRY DR, GILROY, CA 95020-7955
Document Number	0024631831
Instrument Date	Sep 21, 2020
Instrument	24631831
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2470 COUNTRY DR GILROY CA 950207955, GILROY, CA 95020-7955

Tax Assessment & Valuation

The 2025 property tax bill for 2470 Country Dr was $24,622 with a homeowner's exemption, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,056,159 (+2%) Land $736,481 Building $1,319,678
2025	$24,622.00 (+1.6%) Homeowner's exemption	$2,015,843 Land $722,041 Building $1,293,802
2024	$24,234.00 (+14.94%)
2023	$21,084.00 (-3.46%) Homeowner's exemption	$1,695,000 Land $607,100 Building $1,087,900
2022	$21,839.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2470 Country Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2470 Country Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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