1. Home
  2. Florida
  3. Spring Hill
  4. Commerce Ave

2470 Commerce Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 2470 Commerce Ave, Spring Hill, FL 34609 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,163 sqft · built 2000
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$237,000 (Mar 2021)
Tax Bill$3,081 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5130-0818-0120

Property Details

APN / Parcel Number

Primary APNR32-323-17-5130-0818-0120
Alternative APNs
  • 00533275
  • 533275

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,163 sqft Living Area
Gross Area2,787 sqft
1st Floor Area1,120 sqft
Upper Floors Area1,043 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00533275
Street Address2470 COMMERCE AVE
CitySPRING HILL
StateFL
Zip34609-4524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 13 BLK 818 LOT 12
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 13
Legal Block818
Legal Lot Number12
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1054
Census Tract40908

Owner

Source: Hernando County records · APN R32-323-17-5130-0818-0120

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2470 COMMERCE AVE, SPRING HILL, FL 34609-4524
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Prior SaleMay 08, 2000 · Amount on Record
Deed Document Number202119336
Deed Book / Page3969 / 424
Prior Transfer DateApr 21, 2008
Prior Transfer Doc0025550895
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 22, 2021
Property Address2470 COMMERCE AVE, SPRING HILL, FL 34609-4524
Document Number0039690424
Book / Page3969 / 424
Map ReferenceMB 8 PG 84
Instrument DateMar 15, 2021
Instrument2021019336
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanyOCEAN SANDS TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,659.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3453 CABBAGE CT, 3453, SPRING HILL, FL 34609-4319

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2470 COMMERCE AVE, SPRING HILL, FL 34609-4524

Mortgage

Document Number3969426
DateMar 22, 2021
Instrument3969/426
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,081.00 (+30.66%) Homeowner's exemption Widower's exemption$211,831 (+5.99%)$292,365 (-0.13%) Land $37,500 Building $254,865
2023$199,865 (+3%) Land $199,865
2022$2,358.00 Homeowner's exemption$194,044$292,731 Land $32,000 Building $260,731

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012, rainfall accumulation, Tropical Storm Debby

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Open InfraFiber8,000 / 8,000
WOW Internet, Cable & PhoneFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Tillman Global Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Commerce Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures