Scott County property record for 247 W Showalter Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,484 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Oct 2025) |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | Oct 2013 Mortgage Apr 2009 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-136.000 |
| Primary APN | 140-40-136.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,484 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 2,484 sqft |
| Finished Basement | 2,484 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 247 W SHOWALTER DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYNES CROSSING |
| Legal Subdivision | PAYNES CROSSING |
| Legal Lot Number | 87 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40203 |
247 W Showalter Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 247 W SHOWALTER DR, GEORGETOWN, KY 40324-2160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2013 | Deed of Trust, Mortgage KENTUCKY BANK |
| Apr 3, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 12, 2015 | Deed of Trust, Mortgage KENTUCKY BANK |
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Dec 14, 2006 | Deed, Subdivision Related Transfer · Conventional Mortgage CENTENNIAL HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Dec 14, 2006 · Amount on File |
| Deed Document Number | 2025560577 |
| Deed Book / Page | 461 / 724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 247 W SHOWALTER DR, GEORGETOWN, KY 40324-2160 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1162/433 |
|---|---|
| Date | Oct 1, 2013 |
| Book Page | M1162/433 |
| Instrument | 303661 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40361 |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | Sep 14, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 247 W SHOWALTER DR, GEORGETOWN, KY 40324-2160 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M937/696 |
|---|---|
| Date | Apr 3, 2009 |
| Book Page | M937/696 |
| Instrument | 179865 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 247 W SHOWALTER DR, GEORGETOWN, KY 40324-2160 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0M1230/803 |
|---|---|
| Date | May 12, 2015 |
| Book Page | M1230/803 |
| Instrument | 334673 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40361 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 30, 2025 |
| Property Address | 247 W SHOWALTER DR, GEORGETOWN, KY 40324-2160 |
| Document Number | 00D461/724 |
| Book / Page | D461 / 724 |
| Map Reference | CAB 9 SL 148 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 560577 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | RAINBOW TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 581 MEADOWBROOK LN, HARRODSBURG, KY 40330-1234 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 247 W SHOWALTER DR, GEORGETOWN, KY 40324-2160 |
| Document Number | 0000560578 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 560578 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 90-Day |
| Max Rate | 10.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 14, 2006 |
| Property Address | 247 W SHOWALTER DR, GEORGETOWN, KY 40324-2160 |
| Document Number | D306/321 |
| Book / Page | D306 / 321 |
| Map Reference | CAB9 SL148 |
| Instrument Date | Dec 13, 2006 |
| Instrument | 150751 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ALLIANCE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3090 HELMSDALE PL STE 260, 3090, LEXINGTON, KY 40509-2217 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 247 W SHOWALTER DR, GEORGETOWN, KY 40324-2160 |
| Document Number | 00M823/065 |
|---|---|
| Date | Dec 14, 2006 |
| Book Page | M823/065 |
| Instrument | 150752 |
| Name | CENTENNIAL HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BALTIMORE, MD 21297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 247 W Showalter Dr was $3,129, up 4.1% from the year before.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,000 (+24.96%) | $439,000 (+24.96%) | |
| 2025 | $3,129.00 (+4.09%) | $351,300 (+5.09%) | $351,300 (+5.09%) |
| 2024 | $3,006.00 (+5.44%) | $334,300 (+6.3%) | $334,300 (+6.3%) |
| 2023 | $2,851.00 (+20.75%) | $314,500 (+15.54%) Land $45,000 Building $269,500 | $314,500 (+15.54%) Land $45,000 Building $269,500 |
| 2022 | $2,361.00 | $272,200 Land $35,000 Building $237,200 | $272,200 Land $35,000 Building $237,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 247 W Showalter Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 247 W Showalter Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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