Hardin County property record for 247 W Espy St, Kenton, OH 43326
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,408 sqft |
| Lot Size | 0.072 acres (3,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $41,200 (Oct 2011) |
| Tax Bill | $899 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-070002.0000 |
| Primary APN | 06-070002.0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,150 sqft (0.072 acres) |
| Lot Dimensions | 63 ft deep x 50 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 247 W ESPY ST |
|---|---|
| City | KENTON |
| State | OH |
| Zip | 43326-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT CARTERS SUB 1 |
| Legal Subdivision | CARTERS |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | BUCK |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 600 |
247 W Espy St is owned and occupied by two individuals who bought it in October 2011.
Source: Hardin County records, as of March 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 247 W ESPY ST, KENTON, OH 43326-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2011 · Amount on File |
| Deed Sale | Oct 7, 2011 · Amount on File |
| Prior Sale | Nov 15, 1990 · Amount on File |
| Deed Document Number | 201164968 |
| Deed Book / Page | 502 / 2024 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 247 W ESPY ST, KENTON, OH 43326-2118 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 247 W ESPY ST, KENTON, OH 43326-2118 |
| Document Number | 00576/2844 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 576/2844 |
| Instrument | 2026000002 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Term | 359 Months |
| Due | Dec 17, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 247 W ESPY ST, KENTON, OH 43326-2118 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 247 W ESPY ST, KENTON, OH 43326-2118 |
| Document Number | 00567/5439 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 567/5439 |
| Instrument | 2023001296 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 247 W ESPY ST, KENTON, OH 43326-2118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00564/1278 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 564/1278 |
| Instrument | 202200000940 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 247 W Espy St was $899 with a homeowner's exemption, down 0.7% from the year before.
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hardin County |
| County Subdivision | Buck Township |
| Municipality | Kenton City |
| Unified School District | Kenton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $899.00 (-0.66%) | $20,530 (-) Land $1,370 Building $19,160 | |
| 2024 | $905.00 (+6.72%) Homeowner's exemption | $20,530 (-) Land $1,370 Building $19,160 | |
| 2023 | $848.00 (+4.69%) Homeowner's exemption | $20,530 (+19.15%) Land $1,370 Building $19,160 | $58,650 Land $3,910 Building $54,740 |
| 2022 | $810.00 Homeowner's exemption | $17,230 Land $960 Building $16,270 | |
| 2020 | $49,230 Land $2,740 Building $46,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 247 W Espy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2011–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 247 W Espy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTON CITY serves 8,360 people · EPA ID OH3300612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Oct 2023 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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