Lorain County property record for 247 W 38th St, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 640 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $116 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-003-260-014 |
| Primary APN | 02-01-003-260-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 640 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 121 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 264 sqft |
| Heating System | HVAC |
|---|
| Street Address | 247 W 38TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-5324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BDWY HTS FRNT 0052.50 DPTH 0121.00 |
| Legal Subdivision | BDWY HTS FRNT |
| Legal Tract | 1 |
| Legal Block | 260 |
| Legal Lot Number | 80,81 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 24100 |
247 W 38th St is owned and occupied by two individuals.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 247 W 38TH ST, LORAIN, OH 44052-5324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 247 W 38TH ST, LORAIN, OH 44052-5324 |
| Document Number | 0000643941 |
| Instrument Date | Aug 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 247 W 38TH ST LORAIN OH 440525324, LORAIN, OH 44052-5324 |
| Document Number | 0000643941 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 643941 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 247 W 38th St was $116.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116.00 | $23,920 (+%) Land $3,710 Building $20,210 | $68,340 (-) Land $10,600 Building $57,740 |
| 2024 | $116.00 (-31.36%) | $23,919 (+85.71%) Land $3,710 Building $20,209 | $68,340 (+85.71%) Land $10,600 Building $57,740 |
| 2023 | $169.00 (-12.89%) | $12,880 (-) Land $2,940 Building $9,940 | $36,800 Land $8,400 Building $28,400 |
| 2022 | $194.00 | $12,880 Land $2,940 Building $9,940 | |
| 2021 | $36,800 Land $8,400 Building $28,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 247 W 38th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 247 W 38th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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