Person County property record for 247 Terras Gate Dr, Semora, NC 27343
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2.5 ba · 2,184 sqft · built 2001 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A13 173 |
| Primary APN | A13 173 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,184 sqft Heated Area |
| Gross Area | 4,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 152 sqft |
| Patio Area | 816 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 16498 301 |
|---|---|
| Street Address | 247 TERRAS GATE DR |
| City | SEMORA |
| State | NC |
| Zip | 27343-9210 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | 5 ACRES/LT3/MOD |
| Legal Lot Number | 3 |
| Jurisdiction | PERSON NC |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 920200 |
247 Terras Gate Dr, a residential property, is owned and occupied by two individuals.
Source: Person County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 247 TERRAS GATE DR, SEMORA, NC 27343-9210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 247 TERRAS GATE DR, SEMORA, NC 27343-9210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 247 TERRAS GATE DR, SEMORA, NC 27343-9210 |
| Document Number | 0011660003 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 1166/3 |
| Instrument | 408831 |
| Name | ROXBORO SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | ROXBORO, NC 27573 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Person County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Person County |
| Unified School District | Person County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $378,158 | $378,158 Land $54,392 Building $323,766 |
| 2023 | $260,935 | $260,935 Land $30,800 Building $230,135 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 247 Terras Gate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 247 Terras Gate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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