Watauga County property record for 247 Stone Mountain Rd, Vilas, NC 28692
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1962 |
| Lot Size | 15.9 acres (696,873 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Sep 2015) |
| Tax Bill | $1,167 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1954-94-5302-000 |
| Primary APN | 1954-94-5302-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 696,873 sqft (15.9 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1756209 |
|---|---|
| Street Address | 247 STONE MOUNTAIN RD |
| City | VILAS |
| State | NC |
| Zip | 28692-9458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REMAINING ACREAGE P021/459 24.771-CEMETARY |
| Legal Subdivision | REMAINING ACREAGE |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 920200 |
Source: Watauga County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 STONE MOUNTAIN RD, VILAS, NC 28692-9457 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2015 · Amount on Record |
| Deed Sale | Sep 25, 2015 · Amount on Record |
| Deed Document Number | 2015640858 |
| Deed Book / Page | 1825 / 769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 247 STONE MOUNTAIN RD, VILAS, NC 28692-9458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019150893 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 1915/0893 |
| Instrument | 657774 |
| Name | HIGHLANDS UNION BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2020 |
| Change Frequency | 3 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.87% |
| Index | 3-Year CMT |
| Max Rate | 9.87% |
Source: Watauga County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,167.00 | $285,900 (-) Land $129,800 Building $156,100 | |
| 2024 | $285,900 Land $129,800 Building $156,100 | ||
| 2023 | $285,900 Land $129,800 Building $156,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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