247 Spruce Rd, Chatham, LA 71226 Property Records

Jackson Parish property record for 247 Spruce Rd, Chatham, LA 71226

Property Summary

Property Type	Single Family Home
Lot Size	0.315 acres (13,749 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jun 2023)
Tax Bill	$3,697 (2025)
Deeds & Mortgages	Jun 2023 Sale May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0040106017`

Property Details

APN / Parcel Number

Primary APN	`0040106017`

Exterior

Lot Area	13,749 sqft (0.315 acres)

Location & Zoning

Street Address	247 SPRUCE RD
City	CHATHAM
State	LA
Zip	71226-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	309-301: 309-373: 317-442: 344-501: 349-391: 354-505: 401-903: 403893: 405965: 427525: LOT 14 OF SPRUCE MEADOWS SUBD. AS PER
Legal Range	01W
Legal Township	15
Legal Section	05
Legal Subdivision	SPRUCE MEADOWS
Legal Lot Number	14
Jurisdiction	JACKSON LA
Township / Civil Division	2
Census Block Group	2
Census Block	2038
Census Tract	970300

Owner

Source: Jackson Parish records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	247 SPRUCE RD, CHATHAM, LA 71226-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Cash Sale Deed, Transfer
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ORIGIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Sep 30, 2015 · Amount on Record
Deed Document Number	2023427525
Record Updated	Jun 8, 2026

June 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	JACKSON LA
Recording Date	Jun 30, 2023
Property Address	247 SPRUCE RD, CHATHAM, LA 71226-3001
Document Number	0000427525
Instrument Date	Jun 29, 2023
Instrument	427525
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SOUTHERN PINES LN, ARCADIA, LA 71001-4909

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON LA
Property Address	247 SPRUCE RD, CHATHAM, LA 71226-3001
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	422179
Date	May 20, 2021
Instrument	422179

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Jackson Parish assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Jackson Parish
Unified School District	Jackson Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,697.00 (+7.91%)	$40,760 (+25.61%) Land $8,000 Building $32,760	$407,600 (+25.61%) Land $80,000 Building $327,600
2023	$3,426.00 (+30.07%)	$32,450 (-) Land $5,000 Building $27,450	$324,500 (-) Land $50,000 Building $274,500
2022	$2,634.00 Homeowner's exemption	$32,450 Land $5,000 Building $27,450	$324,500 Land $50,000 Building $274,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Mar 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.4% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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