247 Spencer Rd, Saint Louis, MO 63119 Property Records

St. Louis County property record for 247 Spencer Rd, Saint Louis, MO 63119

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,268 sqft · built 1923
Lot Size	0.344 acres (15,002 sqft)
Owner	Company Name on Record
Tax Bill	$6,970 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23K-53-0694`

Property Details

APN / Parcel Number

Primary APN	`23K-53-0694`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,024 sqft
Basement Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	247 SPENCER RD
City	SAINT LOUIS
State	MO
Zip	63119-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	64A1
Legal Description	WEBSTER PARK BLKS A-C & L-N & BLK PT K AMENDED BLK L LOT 11
Legal Subdivision	WEBSTER PARK BLKS A-C & L-N & BLK PT K
Legal Block	A-C,L
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1010
Census Tract	219200

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	247 SPENCER RD, SAINT LOUIS, MO 63119-2401
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2014
Deed Sale	Aug 20, 2014
Deed Document Number	20141178
Deed Book / Page	21141 / 1757
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Apr 6, 2026
Property Address	247 SPENCER RD, SAINT LOUIS, MO 63119-2401
Document Number	0000000308
Instrument Date	Nov 14, 2025
Instrument	2026308
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	247 SPENCER RD, SAINT LOUIS, MO 63119-2401

Mortgage

Document Number	0000000308,
Date	Apr 6, 2026
Instrument	2026308

Lender

Name	WEST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

Interest

Rate	6.27%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Webster Groves City
Unified School District	Webster Groves School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,640 (-) Land $97,980 Building $21,660	$629,700 (-) Land $515,700 Building $114,000
2025	$6,970.00 (-0.58%)	$119,640 (+18.47%) Land $97,980 Building $21,660	$629,700 (+18.48%) Land $515,700 Building $114,000
2024	$7,011.00 (+0.49%)
2023	$6,977.00 (+8.1%)	$100,990 (+15.55%) Land $68,400 Building $32,590	$531,500 (+15.54%) Land $360,000 Building $171,500
2022	$6,454.00	$87,400 Land $68,400 Building $19,000
2021			$460,000 Land $360,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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