247 Second St, Henderson, TN 38340 Property Records

Chester County property record for 247 Second St, Henderson, TN 38340 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,422 sqft · built 1904
Lot Size	0.364 acres (15,840 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (May 2016)
Tax Bill	$1,763 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012033M C 01000`

Property Details

APN / Parcel Number

Primary APN	`012033M C 01000`
Alternative APN	`033M C 01000 00006033M`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,422 sqft Living Area
1st Floor Area	1,872 sqft
Basement Area	2,032 sqft
Finished Basement	1,872 sqft
Unfinished Basement	160 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,840 sqft (0.364 acres)
Lot Dimensions	198 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Pool Area	576 sqft
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	247 SECOND ST
City	HENDERSON
State	TN
Zip	38340-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: H60
Jurisdiction	CHESTER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1035
Census Tract	970200

Owner

Source: Chester County records · APN 012033M C 01000

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	247 SECOND ST, HENDERSON, TN 38340-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NB OF MIDDLE TENNESSEE
Jul 06, 2020	Deed of Trust, Mortgage · Construction Mortgage THE PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2016 · Amount on Record
Deed Sale	May 04, 2016 · Amount on Record
Prior Sale	Mar 02, 2005 · Amount on Record
Deed Document Number	201653693
Deed Book / Page	408 / 204
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	247 SECOND ST, HENDERSON, TN 38340-1921
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 SECOND ST, HENDERSON, TN 38340-1921

Mortgage

Document Number	0005440156
Date	Mar 03, 2026
Book Page	544/156
Instrument	81220

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	247 SECOND ST, HENDERSON, TN 38340-1921
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004760740
Date	Jun 21, 2021
Book Page	476/740
Instrument	67630

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	247 SECOND ST, HENDERSON, TN 38340-1921
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004600709
Date	Jul 06, 2020
Book Page	460/709
Instrument	64536

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	HENDERSON, TN 38340

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2040

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Municipality	Henderson City
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,763.00 (+39.7%)	$86,575 (+70.59%)	$346,300 (+70.59%) Land $15,400 Building $330,900
2023	$1,262.00	$50,750	$203,000 Land $11,700 Building $191,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (47023C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470239702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Aeneas Communications	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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