247 Sawmill Rd, Mc Grady, NC 28649 Property Records

Wilkes County property record for 247 Sawmill Rd, Mc Grady, NC 28649

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,048 sqft · built 1940
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$826 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3944-54-9893`

Property Details

APN / Parcel Number

Primary APN	`3944-54-9893`
Alternative APNs	`1202476` `181776`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Lot Area	30,492 sqft (0.7 acres)
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	181776
Street Address	247 SAWMILL RD
City	MC GRADY
State	NC
Zip	28649-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MICHELLE DOUGLAS
Jurisdiction	WILKES NC
Township / Civil Division	MULBERRY
Census Block Group	2
Census Block	2019
Census Tract	960401

Owner

Source: Wilkes County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	247 SAWMILL RD, MC GRADY, NC 28649-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage PLANET HOME LENDING LLC
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2011
Deed Sale	Mar 4, 2011
Deed Book / Page	1127 / 290
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES NC
Property Address	247 SAWMILL RD, MC GRADY, NC 28649-9635
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 SAWMILL RD, MC GRADY, NC 28649-9635

Mortgage

Document Number	001436/206
Date	Mar 6, 2026
Book Page	1436/206
Instrument	1475

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Oct 1, 2053

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES NC
Property Address	247 SAWMILL RD, MC GRADY, NC 28649-9635
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 SAWMILL RD, MC GRADY, NC 28649-9635

Mortgage

Document Number	00001384/3
Date	Oct 2, 2023
Book Page	1384/3
Instrument	6513

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Wilkes County assessment roll, as of January 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilkes County
Unified School District	Wilkes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$826.00 (-25.25%)	$159,680 (+128.28%) Land $8,330 Building $151,350	$159,680 (+128.28%) Land $8,330 Building $151,350
2024	$1,105.00 (+100.18%)
2023		$69,950 Land $10,200 Building $59,750	$69,950 Land $10,200 Building $59,750
2020	$552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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