247 Prospect Blvd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 247 Prospect Blvd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,562 sqft · built 1925
Lot Size	0.167 acres (7,260 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Aug 2021)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Feb 2007 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-34-276-017`

Property Details

APN / Parcel Number

Primary APN	`8913-34-276-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,562 sqft Living Area
1st Floor Area	676 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,260 sqft (0.167 acres)
Lot Dimensions	121 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	247 PROSPECT BLVD
City	WATERLOO
State	IA
Zip	50701-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT PLACE LOT 127 WLY 1/2 VAC ALLEY ADJ LOT 127 ON E AND EASE B 13 P 444
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT PLACE
Legal Lot Number	127
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4011
Census Tract	1400

Owner

247 Prospect Blvd is owned and occupied by an individual who bought it in August 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	247 PROSPECT BLVD, WATERLOO, IA 50701-3909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Feb 23, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS INC
Mar 16, 2012	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Aug 3, 2005	Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Aug 18, 2008 · Amount on File
Deed Document Number	2021202200003182
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	247 PROSPECT BLVD, WATERLOO, IA 50701-3909
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800013916
Date	Feb 26, 2018
Instrument	201800013916

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 1, 2043

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	247 PROSPECT BLVD, WATERLOO, IA 50701-3909
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007018031
Date	Feb 23, 2007
Instrument	2007018031

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2022

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	247 PROSPECT BLVD, WATERLOO, IA 50701-3909
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012017058
Date	Mar 16, 2012
Instrument	2012017058

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2027

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 11, 2021
Property Address	247 PROSPECT BLVD, WATERLOO, IA 50701-3909
Document Number	202200003182
Instrument Date	Aug 6, 2021
Instrument	202200003182
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 PROSPECT BLVD, WATERLOO, IA 50701-3909

Mortgage

Document Number	202200003183
Date	Aug 11, 2021
Instrument	202200003183

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 3, 2005
Property Address	247 PROSPECT BLVD, WATERLOO, IA 50701-3909
Document Number	2006003182
Instrument Date	Jul 23, 2005
Instrument	2006003182
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	247 PROSPECT BLVD, WATERLOO, IA 50701-3909

Mortgage

Document Number	2006003183
Date	Aug 3, 2005
Instrument	2006003183

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2035

Mortgage

Document Number	2006003184
Date	Aug 3, 2005
Instrument	2006003184

Lender

Name	COUNTRYWIDE BANK
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 247 Prospect Blvd was $3,880 with a homeowner's exemption, up 26% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,880.00 (+25.97%) Homeowner's exemption	$201,000 Land $23,040 Building $177,960	$201,000 Land $23,040 Building $177,960
2024	$3,080.00
2023		$152,200 (+11.4%) Land $23,040 Building $129,160	$152,200 Land $23,040 Building $129,160
2022	$2,806.00	$136,630 Land $23,040 Building $113,590
2021			$136,630 Land $23,040 Building $113,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 247 Prospect Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 247 Prospect Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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