247 Main St E, Girard, PA 16417 Property Records

Erie County property record for 247 Main St E, Girard, PA 16417

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,014 sqft · built 1900
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2022)
Tax Bill	$4,139 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-015-048.0-015.00`

Property Details

APN / Parcel Number

Primary APN	`23-015-048.0-015.00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,014 sqft Living Area
1st Floor Area	1,354 sqft
Attic	Attic
Attic Area	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	396 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	247 MAIN ST E
City	GIRARD
State	PA
Zip	16417-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	247 MAIN ST E 3 AC
Jurisdiction	ERIE PA
Township / Civil Division	GIRARD
Census Block Group	2
Census Block	2023
Census Tract	10201

Owner

Source: Erie County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	247 MAIN ST E, GIRARD, PA 16417-1706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit ERIEBANK
Oct 19, 2022	Warranty Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC
Dec 6, 2018	Deed of Trust, Mortgage · Line of Credit ERIEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	202222597
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	247 MAIN ST E, GIRARD, PA 16417-1706
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016488
Date	Aug 21, 2020
Instrument	2020-016488

Lender

Name	ERIEBANK
Type	Bank
Address	ERIE, PA 16506

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE PA
Recording Date	Oct 19, 2022
Property Address	247 MAIN ST E, GIRARD, PA 16417-1706
Document Number	0000022597
Instrument Date	Oct 18, 2022
Instrument	2022-022597
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	247 MAIN ST E, GIRARD, PA 16417-1706

Mortgage

Document Number	0000022598
Date	Oct 19, 2022
Instrument	2022-022598

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	247 MAIN ST E, GIRARD, PA 16417-1706
Document Number	0000025541
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 MAIN ST E GIRARD PA 164171706, GIRARD, PA 16417-1706

Mortgage

Document Number	0000025541
Date	Dec 12, 2018
Instrument	25541

Lender

Name	ERIEBANK
Type	Bank
Address	ERIE, PA 16505

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 11, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Erie County
Municipality	Girard Borough
Unified School District	Girard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,139.00 (+19.52%) Homeowner's exemption	$126,100 (-) Land $25,000 Building $101,100
2025	$3,463.00 (+8.46%)
2024		$126,100 Land $25,000 Building $101,100
2023	$3,193.00 Homeowner's exemption
2013			$126,100 Land $25,000 Building $101,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD BORO WATER DEPT serves 3,301 people · EPA ID PA6250049
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Velocity.Net Communications.

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