247 Main St, Destin, FL 32541 Property Records

Okaloosa County property record for 247 Main St, Destin, FL 32541

Property Summary

Property Type	Veterinary, Animal Hospital
Details	3,040 sqft · built 1977
Lot Size	0.294 acres (12,821 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Aug 2022)
Tax Bill	$4,276 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-9216-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9216-5`
Alternative APN	`00-2S-22-1350-000A-0240`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,040 sqft Total Area
1st Floor Area	2,646 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	12,821 sqft (0.294 acres)
Lot Width	45 ft Width
Porch	Open Porch
Porch Area	394 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	247 MAIN ST
City	DESTIN
State	FL
Zip	32541-2503
Property Category	Commercial
Property Type	Commercial > Office > Veterinary, Animal Hospital
Legal Description	KELLY HOMES S/D N45 FT LOT 24 BLK A AS OR 904-640 & PART OF VACATED R/W JOINING PROP
Legal Range	22
Legal Township	02S
Legal Subdivision	KELLY HOMES S/D
Legal Block	A
Legal Lot Number	24
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1011
Census Tract	23307

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	510 E MAIN ST, CHARLOTTESVILLE, VA 22902-5336
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage PATHWAYS FINANCIAL CU INC
Aug 24, 2022	Special Warranty Deed, Transfer
Aug 4, 2017	Warranty Deed, Transfer · Conventional Mortgage SUSANNA M WOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	3573848
Deed Book / Page	3639 / 2112
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	247 MAIN ST, DESTIN, FL 32541-2503
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E MAIN ST, CHARLOTTESVILLE, VA 22902-5336

Mortgage

Document Number	0036501445
Date	Nov 4, 2022
Book Page	3650/1445
Instrument	3589435

Lender

Name	PATHWAYS FINANCIAL CU INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2032

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 24, 2022
Property Address	247 MAIN ST, DESTIN, FL 32541-2503
Document Number	0036392112
Book / Page	3639 / 2112
Map Reference	MB 3 PG 32
Instrument Date	Aug 22, 2022
Instrument	3573848
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 GOVERNMENT AVE, NICEVILLE, FL 32578-1863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E MAIN ST, CHARLOTTESVILLE, VA 22902-5336

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 4, 2017
Property Address	247 MAIN ST, DESTIN, FL 32541-2503
Document Number	0033113947
Book / Page	003311 / 003947
Instrument Date	Aug 3, 2017
Instrument	3151762
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 GOVERNMENT AVE NICEVILLE FL 325781863, NICEVILLE, FL 32578-1863

Mortgage

Document Number	33113950
Date	Aug 4, 2017
Book Page	003311/003950
Instrument	3151763

Lender

Name	SUSANNA M WOOD
Address	2502 EDGEWATER DR, NICEVILLE, FL 32578-2307
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 3, 2022

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,276.00 (+13.18%)	$382,337 (+20.87%) Land $170,400 Building $211,937	$382,337 (+20.87%) Land $170,400 Building $211,937
2023	$3,778.00 (-1.15%)	$316,314 (-0.27%) Land $96,380 Building $219,934	$316,314 (-0.27%) Land $96,380 Building $219,934
2022	$3,822.00	$317,164 Land $91,790 Building $225,374	$317,164 Land $91,790 Building $225,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	96 (1982–2014)
Claims Outside the SFHA	50 of 96
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Frances, Sep 2004 · 39 claims Hurricane Georges, Sep 1998 · 9 claims Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile.

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