Otsego County and Decatur Town property record for 247 Kersmanc Rd, Worcester, NY 12197
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 2,348 sqft · built 2021 |
| Lot Size | 35 acres (1,524,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Sep 2022) |
| Tax Bill | $10,684 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 362600 136.00-2-2.01 |
| Primary APN | 362600 136.00-2-2.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,348 sqft Living Area |
| 1st Floor Area | 946 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 1,524,600 sqft (35 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 009990 |
|---|---|
| Street Address | 247 KERSMANC RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-4812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 002 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 2.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | DECATUR |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 590600 |
Source: Otsego County and Decatur Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 555 CLIFTON AVE, TOMS RIVER, NJ 08753-6790 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on Record |
| Deed Sale | Sep 7, 2022 · Amount on Record |
| Deed Document Number | 20224884 |
| Prior Transfer Date | Jul 15, 2013 |
| Prior Transfer Doc | 2013005020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 7, 2022 |
| Property Address | 247 KERSMANC RD, WORCESTER, NY 12197-4812 |
| Document Number | 0000000884 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022-4884 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 555 CLIFTON AVE, TOMS RIVER, NJ 08753-6790 |
| Document Number | 0000000885 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022-4885 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Decatur Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Decatur Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,684.00 (+0.43%) | ||
| 2025 | $10,638.00 | $144,160 (-) Land $38,500 Building $105,660 | $411,886 (+15.14%) Land $110,000 Building $301,886 |
| 2023 | $144,160 Land $38,500 Building $105,660 | $357,717 Land $95,533 Building $262,184 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2009–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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