247 High St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 247 High St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,568 sqft · built 2022
Lot Size	0.369 acres (16,095 sqft)
Owner	2 Individual Names on File
Last Sale	$364,900 (Apr 2022)
Tax Bill	$6,681 (2026)
Deeds & Mortgages	Jan 2022 Refinance Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:W12 B:16 L:3`

Property Details

APN / Parcel Number

Primary APN	`GARD M:W12 B:16 L:3`
Alternative APN	`M:U-11 B:0044 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	3,028 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,095 sqft (0.369 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	247 HIGH ST
City	GARDNER
State	MA
Zip	01440-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	16
Legal Lot Number	3
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2048
Census Tract	707100

Owner

247 High St is owned and occupied by two individuals who bought it in April 2022.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	247 HIGH ST, GARDNER, MA 01440-3633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LEO PAUL COLLETTE 4TH
Apr 29, 2022	Deed, Transfer · Stand-Alone First Mortgage ROSS MORTGAGE COMPANY INC
Sep 27, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PLAN INVESTMENT TRUST
Sep 27, 2021	Quit Claim Deed, Transfer
Sep 27, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PLAN INVESTMENT TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Sep 27, 2021 · Amount on File
Deed Book / Page	67516 / 308
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	066147-214
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	247 HIGH ST, GARDNER, MA 01440-3633
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0010229-42
Date	Jan 5, 2022
Book Page	10229/42

Lender

Name	LEO PAUL COLLETTE 4TH

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 29, 2022
Property Address	247 HIGH ST, GARDNER, MA 01440-3633
Document Number	067516-308
Book / Page	67516 / 308
Instrument Date	Apr 29, 2022
Instrument	47257
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	247 HIGH ST, GARDNER, MA 01440-3633

Mortgage

Document Number	0000047258
Date	Apr 29, 2022
Instrument	47258

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 27, 2021
Property Address	247 HIGH ST, GARDNER, MA 01440-3633
Document Number	066147-214
Book / Page	66147 / 214
Instrument Date	Sep 24, 2021
Instrument	134697
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WILLARD RD, WESTMINSTER, MA 01473-1201
Investor	Possibly a Property Investor

Mortgage

Document Number	0000145583
Date	Sep 27, 2021
Instrument	145583

Lender

Name	PLAN INVESTMENT TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Mortgage

Document Number	0066309-80
Date	Oct 15, 2021
Book Page	66309/80
Instrument	145583

Lender

Name	PLAN INVESTMENT TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 27, 2021
Property Address	247 HIGH ST, GARDNER, MA 01440-3633
Document Number	066147-214
Book / Page	66147 / 214
Instrument Date	Sep 24, 2021
Instrument	134697
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WILLARD RD, WESTMINSTER, MA 01473-1201

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 27, 2021
Property Address	247 HIGH ST, GARDNER, MA 01440-3633
Document Number	066147-214
Book / Page	66147 / 214
Instrument Date	Sep 24, 2021
Instrument	134697
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WILLARD RD, WESTMINSTER, MA 01473-1201
Investor	Possibly a Property Investor

Mortgage

Document Number	0000145583
Date	Sep 27, 2021
Instrument	145583

Lender

Name	PLAN INVESTMENT TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0066309-80
Date	Oct 15, 2021
Book Page	66309/80
Instrument	145583

Lender

Name	PLAN INVESTMENT TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 247 High St was $6,681, up 11,035% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,681.00 (+11,035%)	$485,200 (+15.91%) Land $79,500 Building $405,700	$495,536 (+15.27%)
2025	$60.00 (-99.02%)	$418,600 (+2.2%) Land $72,200 Building $346,400	$429,875
2024	$6,140.00 (+6.12%)	$409,600 (+14.19%) Land $65,700 Building $343,900
2023	$5,786.00	$358,700 Land $64,800 Building $293,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 247 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 247 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on High St

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