247 Fisk Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 247 Fisk Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1950
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on File
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-2230-0028-00-3`

Property Details

APN / Parcel Number

Primary APN	`18-2230-0028-00-3`
Alternative APN	`11-18-2230-0028-00-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	247 FISK RD
City	BENTON HARBOR
State	MI
Zip	49022-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 1 BLOCK 4 FAIRPLAIN GARDENS
Legal Subdivision	FAIRPLAIN GARDENS
Legal Block	4
Legal Lot Number	1
Legal Unit	1
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3001
Census Tract	700

Owner

247 Fisk Rd is owned and occupied by an individual who acquired it in September 2002.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	247 FISK RD, BENTON HARBOR, MI 49022-6718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2002
Deed Sale	Sep 9, 2002
Prior Sale	Sep 3, 2002 · Amount on File
Deed Book / Page	2290 / 1215
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	247 FISK RD, BENTON HARBOR, MI 49022-6718
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 FISK RD, BENTON HARBOR, MI 49022-6718

Mortgage

Document Number	03422/4433
Date	Mar 21, 2024
Book Page	3422/4433
Instrument	2024402269

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10018

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	247 FISK RD, BENTON HARBOR, MI 49022-6718
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03189/2860
Date	Nov 17, 2017
Book Page	3189/2860
Instrument	3189-2860

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	247 FISK RD, BENTON HARBOR, MI 49022-6718
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03302/1668
Date	Nov 30, 2020
Book Page	3302/1668

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	247 FISK RD, BENTON HARBOR, MI 49022-6718
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 FISK RD, BENTON HARBOR, MI 49022-6718

Mortgage

Document Number	03344/1241
Date	Sep 15, 2021
Book Page	3344/1241

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 247 Fisk Rd was $1,481 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,000	$164,000
2025	$1,481.00
2023		$52,600	$105,200
2022	$1,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 247 Fisk Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 247 Fisk Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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