247 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 247 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1933
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$466,900 (Apr 2026)
Tax Bill	$3,557 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:43`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:43`
Alternative APN	`340430000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	1,440 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Metal
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	340430000
Street Address	247 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSRD2
Legal Lot Number	43
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	3
Census Block	3003
Census Tract	25203

Owner

247 Elm St is owned and occupied by an individual who bought it in April 2026.

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	247 ELM ST, BIDDEFORD, ME 04005-3025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage MARIN COMMUNITY BANK
Oct 17, 2025	Personal Representative Deed, Transfer LINCOLN CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Oct 17, 2025 · Amount on File
Deed Book / Page	19883 / 187
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Apr 15, 2026
Property Address	247 ELM ST, BIDDEFORD, ME 04005-3025
Document Number	0198830187
Book / Page	19883 / 187
Instrument Date	Apr 10, 2026
Instrument	2026.12357
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 ELM ST, BIDDEFORD, ME 04005-3025

Mortgage

Document Number	1988000189,
Date	Apr 15, 2026
Book Page	19883/189

Lender

Name	MARIN COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Oct 17, 2025
Property Address	247 ELM ST, BIDDEFORD, ME 04005-3025
Document Number	0197650634
Book / Page	19765 / 634
Instrument Date	Oct 17, 2025
Instrument	2025037782
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025037783
Date	Oct 17, 2025
Instrument	2025037783

Lender

Name	LINCOLN CAPITAL LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 247 Elm St was $3,557, up 6.1% from the year before.

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,557.00 (+6.12%)	$238,100 (+1.02%) Land $115,800 Building $122,300
2024	$3,352.00 (+8.41%)	$235,700 (-) Land $115,800 Building $119,900
2023	$3,092.00 (+1.14%)	$235,700 (+26.52%) Land $115,800 Building $119,900	$486,020
2022	$3,057.00	$186,300 Land $57,800 Building $128,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 247 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 247 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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