247 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 247 E Main St, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,046 sqft · built 1950
Lot Size	0.708 acres (30,840 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Apr 2019)
Tax Bill	$5,196 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-041077`

Property Details

APN / Parcel Number

Primary APN	`03-041077`
Alternative APNs	`3041077` `041077`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,046 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	30,840 sqft (0.708 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	95 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	041077
Street Address	247 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 26&27 - .708 A. 247 EAST MAIN STREET ELKTON
Legal Subdivision	ELKTON
Legal Lot Number	26,27
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2015
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 CORSON AVE, STATEN ISLAND, NY 10301-2967
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Apr 16, 2019	Grant Deed, Transfer · Conventional with PMI NATIONS LNDG
Apr 2, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Book / Page	4385 / 74
Prior Transfer Date	Nov 20, 2018
Prior Transfer Doc	0043790088
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	247 E MAIN ST, ELKTON, MD 21921-5723
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 E MAIN ST, ELKTON, MD 21921-5723

Mortgage

Document Number	0050950326
Date	Jan 31, 2022
Book Page	5095/326

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Apr 16, 2019
Property Address	247 E MAIN ST, ELKTON, MD 21921-5723
Document Number	0043850074
Book / Page	004385 / 000074
Instrument Date	Apr 9, 2019
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	70 CORSON AVENUE FI 1 STATEN ISLAND NY 10312, STATEN ISLAND, NY 10312

Mortgage

Document Number	43850082
Date	Apr 16, 2019
Book Page	004385/000082

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	Apr 2, 2019
Property Address	247 E MAIN ST, ELKTON, MD 21921-5723
Document Number	0043790088
Book / Page	004379 / 000088
Instrument Date	Sep 20, 2018
Transaction Type	Foreclosure
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$203.40
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	247 E MAIN ST ELKTON MD 219215723, ELKTON, MD 21921-5723
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,196.00 (+6.02%)	$302,100 (+19.36%)	$320,900 (+21.32%) Land $72,300 Building $248,600
2025	$4,901.00 (+11.31%)
2023	$4,403.00	$253,100	$264,500 Land $72,300 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile, Verizon.

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