247 E Columbia Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 247 E Columbia Ave, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,195 sqft · built 1950
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Aug 2025)
Tax Bill	$2,495 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`671-0014-0122-00`

Property Details

APN / Parcel Number

Primary APN	`671-0014-0122-00`
Alternative APN	`0064311`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	875 sqft
Basement Area	875 sqft
Finished Basement	320 sqft
Unfinished Basement	555 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,327 sqft (0.283 acres)
Lot Dimensions	155 ft deep x 142 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	247 E COLUMBIA AVE
City	CINCINNATI
State	OH
Zip	45215-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONVENT HILL 142.22 X 155.67 IRR-R1-T4-S27
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2000
Census Tract	23222

Owner

247 E Columbia Ave is owned and occupied by two individuals who bought it in August 2025.

Source: Hamilton County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	247 E COLUMBIA AVE, CINCINNATI, OH 45215-3871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jul 29, 2020	Warranty Deed, Transfer · Line of Credit ENVOY MTG
Dec 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Prior Sale	Jul 29, 2020 · Amount on File
Deed Document Number	202564186
Deed Book / Page	15485 / 2794
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	0000074189
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 22, 2025
Property Address	247 E COLUMBIA AVE, CINCINNATI, OH 45215-3871
Document Number	0000064186
Book / Page	15485 / 2794
Instrument Date	Aug 14, 2025
Instrument	2025-0064186
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	LTOC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	247 E COLUMBIA AVE, CINCINNATI, OH 45215-3871

Mortgage

Document Number	0000064187
Date	Aug 22, 2025
Instrument	2025-0064187

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Mortgage

Document Number	0000064188
Date	Aug 22, 2025
Book Page	15485/2818
Instrument	2025-0064188

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	PICKERINGTON, OH 43147

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 29, 2020
Property Address	247 E COLUMBIA AVE, CINCINNATI, OH 45215-3871
Document Number	0000074190
Book / Page	014220 / 001640
Instrument Date	Jul 17, 2020
Instrument	74190
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	247 E COLUMBIA AVE READING OH 452153871, READING, OH 45215-3871

Mortgage

Document Number	74191
Date	Jul 29, 2020
Book Page	014220/001642
Instrument	74191

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 23, 2019
Property Address	247 E COLUMBIA AVE, CINCINNATI, OH 45215-3871
Document Number	0000113419
Book / Page	014069 / 000753
Instrument Date	Dec 17, 2019
Instrument	113419
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 E COLUMBIA AVE CINCINNATI OH 452153871, CINCINNATI, OH 45215-3871

Tax Assessment & Valuation

The 2025 property tax bill for 247 E Columbia Ave was $2,495, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,495.00 (+2.42%)	$47,068 (-) Land $17,766 Building $29,302	$134,480 Land $50,760 Building $83,720
2024	$2,436.00 (-1.5%)	$47,068 (-) Land $17,766 Building $29,302
2023	$2,473.00 (+5.64%)	$47,068 (+36.27%) Land $17,766 Building $29,302	$134,480 Land $50,760 Building $83,720
2022	$2,341.00 Homeowner's exemption	$34,539 Land $15,432 Building $19,107
2020			$98,680 Land $44,090 Building $54,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 247 E Columbia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 247 E Columbia Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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