247 E 1st St, Ovid, MI 48866 Property Records

Clinton County property record for 247 E 1st St, Ovid, MI 48866 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,751 sqft · built 1875
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$229,900 (Dec 2025)
Tax Bill	$1,625 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`580-150-003-007-00`

Property Details

APN / Parcel Number

Primary APN	`580-150-003-007-00`
Alternative APN	`12115000300700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,751 sqft Living Area
1st Floor Area	1,163 sqft
Basement Area	1,163 sqft
Unfinished Basement	1,163 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	198 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	158 sqft
Deck Area	950 sqft
Patio Area	950 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	247 E 1ST ST
City	OVID
State	MI
Zip	48866-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK. C, STONES ADDITION, OVID.
Legal Subdivision	BLK C STONES ADD
Legal Block	C
Legal Lot Number	7
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	2
Census Block	2012
Census Tract	11001

Owner

Source: Clinton County records · APN 580-150-003-007-00

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	247 E 1ST ST, OVID, MI 48866-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 13, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 27, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 22, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 15, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20255360521
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	247 E 1ST ST, OVID, MI 48866-9743
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 E 1ST ST, OVID, MI 48866-9743

Mortgage

Document Number	0005343341
Date	Apr 03, 2024
Instrument	5343341

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	247 E 1ST ST, OVID, MI 48866-9743
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005274285
Date	Dec 13, 2018
Instrument	5274285

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	247 E 1ST ST, OVID, MI 48866-9743
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005278933
Date	May 13, 2019
Instrument	5278933

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	247 E 1ST ST, OVID, MI 48866-9743
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 E 1ST ST, OVID, MI 48866-9743

Mortgage

Document Number	0005350378
Date	Dec 27, 2024
Instrument	5350378

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Dec 22, 2025
Property Address	247 E 1ST ST, OVID, MI 48866-9743
Document Number	0005360521
Map Reference	LB 42 PG 129
Instrument Date	Dec 17, 2025
Instrument	5360521
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11555 COLPAERT DR, WARREN, MI 48093-1168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 E 1ST ST, OVID, MI 48866-9743

Mortgage

Document Number	0005360381
Date	Dec 22, 2025
Instrument	5360381

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 15, 2018
Property Address	247 E 1ST ST, OVID, MI 48866-9743
Document Number	5270193
Map Reference	LB42 PG129
Instrument Date	Aug 08, 2018
Instrument	5270193
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14058 COTTAGE GROVE CT, 14058, HOLLAND, MI 49424-7475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 OAKLAND DR, EAST LANSING, MI 48823-4748

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	Ovid City
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,300 (+5.89%) Land $11,800 Building $101,500	$226,600 (+5.89%) Land $23,600 Building $203,000
2025	$1,625.00 (-30.82%) Homeowner's exemption	$107,000 (+23.99%) Land $6,200 Building $100,800	$214,000 (+23.99%) Land $12,400 Building $201,600
2024	$2,349.00 (+10.85%)
2023	$2,119.00 Homeowner's exemption	$86,300	$172,600
2022	$2,119.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260370110012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 3% of the US · above 7% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: DayStarr. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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