Calvert County property record for 247 Cove Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,200 sqft · built 2012 |
| Lot Size | 0.302 acres (13,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Aug 2011) |
| Tax Bill | $5,857 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-065351 |
| Primary APN | 01-065351 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Total Area |
| Basement Area | 378 sqft |
| Finished Basement | 378 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,174 sqft (0.302 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 151 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 065351 |
|---|---|
| Street Address | 247 COVE DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 9R BLK E SEC 17 DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | E |
| Legal Lot Number | 9R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 861003 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 247 COVE DR, LUSBY, MD 20657-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2011 · Amount on Record |
| Deed Sale | Aug 2, 2011 · Amount on Record |
| Prior Sale | Aug 2, 2011 · Amount on Record |
| Deed Document Number | 20113753/0312 |
| Deed Book / Page | 3753 / 312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 247 COVE DR, LUSBY, MD 20657-2708 |
| Document Number | 0056370315 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | EAGLE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 247 COVE DR LUSBY MD 206572708, LUSBY, MD 20657-2708 |
| Document Number | 0056370315 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 005637/000315 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,800 (+14.81%) Land $291,400 Building $237,400 | $528,800 (+14.81%) Land $291,400 Building $237,400 | |
| 2025 | $5,857.00 (+22.4%) | ||
| 2023 | $4,785.00 | $460,600 Land $291,400 Building $169,200 | $460,600 Land $291,400 Building $169,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber, Verizon.
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