Lexington County property record for 247 Common Reed Dr, Gilbert, SC 29054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,793 sqft · built 2020 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $264,900 (Apr 2025) |
| Tax Bill | $6,519 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005116-01-033 |
| Primary APN | 005116-01-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,793 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 247 COMMON REED DR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-8626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FINLAY FARMS PH 1ALOT 33 |
| Legal Subdivision | FINLAY FARMS |
| Legal Lot Number | 33 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21306 |
Source: Lexington County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 247 COMMON REED DR, GILBERT, SC 29054-8626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · USDA Mortgage LOANDEPOT.COM LLC |
| May 19, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on Record |
| Deed Sale | Apr 28, 2025 · Amount on Record |
| Prior Sale | Mar 27, 2025 · Amount on Record |
| Deed Document Number | 202515215 |
| Deed Book / Page | 21157 / 4035 |
| Prior Transfer Date | Sep 12, 2024 |
| Prior Transfer Doc | 2114500311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 247 COMMON REED DR, GILBERT, SC 29054-8626 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 247 COMMON REED DR, GILBERT, SC 29054-8626 |
| Document Number | 2103503761 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 21035/3761 |
| Instrument | 2022050761 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 1, 2062 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | May 19, 2020 |
| Property Address | 247 COMMON REED DR, GILBERT, SC 29054-8626 |
| Document Number | 2087105700 |
| Book / Page | 20871 / 5700 |
| Map Reference | MB 20797 PG 196&197 |
| Instrument Date | May 15, 2020 |
| Instrument | 2020020442 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 247 COMMON REED DR, GILBERT, SC 29054-8626 |
| Document Number | 2020020443 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 2020020443 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,519.00 (+11.89%) | $11,754 (-) Land $2,400 Building $9,354 | |
| 2024 | $5,826.00 (+0.88%) | $11,754 (-) Land $2,400 Building $9,354 | $195,900 (-) Land $40,000 Building $155,900 |
| 2023 | $5,775.00 | $11,754 Land $2,400 Building $9,354 | $195,900 Land $40,000 Building $155,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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