Walton County property record for 247 Central 7th St, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 2025 |
| Lot Size | 0.142 acres (6,229 sqft) |
| Owner | Company Name on File |
| Last Sale | $31,700 (Oct 2023) |
| Tax Bill | $308 (2024) |
| Deeds & Mortgages | Feb 2025 Construction Loan Aug 2024 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 22-2S-20-33120-063-0070 |
| Primary APN | 22-2S-20-33120-063-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,430 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,229 sqft (0.142 acres) |
| Lot Dimensions | 12.5 ft deep x 5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1039697 |
|---|---|
| Street Address | 247 CENTRAL 7TH ST |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-7802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 63 TOWN OF SANTA ROSA PB 2-61 OR 2627-4603 OR 2627-4605 OR 2653-1360 OR 3304-2632 |
| Legal Range | 20W |
| Legal Township | 02S |
| Legal Section | 22 |
| Legal Subdivision | TOWN OF SANTA ROSA |
| Legal Block | 63 |
| Legal Lot Number | 7 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 950606 |
247 Central 7th St is owned by a company that bought it in October 2023.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1150 AIRPORT RD UNIT 104, 104, DESTIN, FL 32541-7990 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2025 | Deed of Trust, Mortgage · Construction Mortgage RFLF 7 LLC |
| Aug 2, 2024 | Deed of Trust, Mortgage · Construction Mortgage RFLF 4 LLC |
| Oct 10, 2023 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on File |
| Deed Sale | Oct 10, 2023 · Amount on File |
| Deed Document Number | 20230036627 |
| Deed Book / Page | 3304 / 2632 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 247 CENTRAL 7TH ST, SANTA ROSA BEACH, FL 32459-7802 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1150 AIRPORT RD 104, 104, DESTIN, FL 32541-7990 |
| Document Number | 0033510616 |
|---|---|
| Date | Feb 28, 2025 |
| Book Page | 3351/616 |
| Instrument | 20250006719 |
| Name | RFLF 7 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 247 CENTRAL 7TH ST, SANTA ROSA BEACH, FL 32459-7802 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1150 AIRPORT RD 104, 104, DESTIN, FL 32541-7990 |
| Document Number | 0033321981 |
|---|---|
| Date | Aug 2, 2024 |
| Book Page | 3332/1981 |
| Instrument | 20240027283 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 10, 2023 |
| Property Address | 247 CENTRAL 7TH ST, SANTA ROSA BEACH, FL 32459-7802 |
| Document Number | 0033042632 |
| Book / Page | 3304 / 2632 |
| Map Reference | MB 2 PG 61 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 20230036627 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $221.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7505 GRAYHAWK CT SE, OWENS CROSS ROADS, AL 35763-5721 |
| Name | Verified Name |
|---|---|
| Address | 1150 AIRPORT RD UNIT 104, 104, DESTIN, FL 32541-7990 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,000 Land $50,000 | $50,000 Land $50,000 | |
| 2024 | $308.00 (+43.93%) | ||
| 2023 | $214.00 (+18.23%) | $35,000 (+26.13%) Land $35,000 | $35,000 (+26.13%) Land $35,000 |
| 2022 | $181.00 | $27,750 Land $27,750 | $27,750 Land $27,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 247 Central 7th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 814 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,113 units insured incl. 299 condo units |
| Nearby Flood Claims | 10 (2014–2023) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 247 Central 7th St is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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