247 Broad St, Winter Haven, FL 33881 Property Records

Polk County property record for 247 Broad St, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,966 sqft · built 2014
Lot Size	0.285 acres (12,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jan 2020)
Tax Bill	$5,745 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-14-533502-000110`

Property Details

APN / Parcel Number

Primary APN	`26-28-14-533502-000110`
Alternative APNs	`142826533502000110` `42826000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,966 sqft Living Area
Gross Area	3,915 sqft
1st Floor Area	2,966 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,402 sqft (0.285 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	521 sqft
Pool Type	Enclosed Pool
Porch	Florida Room
Porch Area	612 sqft

Location & Zoning

Street Address	247 BROAD ST
City	WINTER HAVEN
State	FL
Zip	33881-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON COVE PB 147 PG 16-18 LOT 11
Legal Range	26E
Legal Township	28S
Legal Section	14
Legal Subdivision	HAMPTON COVE
Legal Tract	533502
Legal Block	2
Legal Lot Number	11
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2019
Census Tract	12802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	247 BROAD ST, WINTER HAVEN, FL 33881-9025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME SOLUTION LENDERS
Jan 7, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Prior Sale	Sep 15, 2014 · Amount on Record
Deed Document Number	20203125
Deed Book / Page	11098 / 616
Last Transfer Date	Aug 19, 2026
Transfer Doc	0000204580
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 24, 2026
Property Address	247 BROAD ST, WINTER HAVEN, FL 33881-9025
Document Number	0000204580
Book / Page	14126 / 1037
Instrument Date	Aug 19, 2026
Instrument	2026204580
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	247 BROAD ST, WINTER HAVEN, FL 33881-9025

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	247 BROAD ST, WINTER HAVEN, FL 33881-9025
Document Number	0114031675
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	247 BROAD ST WINTER HAVEN FL 338819025, WINTER HAVEN, FL 33881-9025

Mortgage

Document Number	0114031675
Date	Oct 7, 2020
Book Page	011403/001675
Instrument	210300

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	BARTOW, FL 33830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 6, 2040

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 7, 2020
Property Address	247 BROAD ST, WINTER HAVEN, FL 33881-9025
Document Number	0110980616
Book / Page	011098 / 000616
Instrument Date	Jan 3, 2020
Instrument	3125
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	247 BROAD ST WINTER HAVEN FL 338819025, WINTER HAVEN, FL 33881-9025

Mortgage

Document Number	110980617
Date	Jan 7, 2020
Book Page	011098/000617
Instrument	3126

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,922 (+2.7%)	$426,334 (+2.36%) Land $70,000 Building $356,334
2025	$5,745.00 (+5.39%) Homeowner's exemption	$345,591 (+5.99%)	$416,501 (-8.58%) Land $70,000 Building $346,501
2023	$5,451.00 (+2.48%) Homeowner's exemption	$326,069 (+3%)	$455,601 (+18.56%) Land $68,000 Building $387,601
2022	$5,319.00 Homeowner's exemption	$316,572	$384,281 Land $56,000 Building $328,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2022–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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