Elko County property record for 247 Bluffs Ave, Elko, NV 89801
| Property Type | Commercial Office |
|---|---|
| Details | 10,084 sqft · built 1998 |
| Lot Size | 0.819 acres (35,676 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,100,000 (Oct 2021) |
| Tax Bill | $15,074 (2026) |
| Deeds & Mortgages | Jul 2025 Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-610-088 |
| Primary APN | 001-610-088 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 10,084 sqft Gross Area |
| 1st Floor Area | 10,084 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Lot Area | 35,676 sqft (0.819 acres) |
| Porch | Porch |
| Porch Area | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 247 BLUFFS AVE |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2487 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | ZC |
| Legal Description | GOLDEN HEALTH CLINIC |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | ROBERT L COUCH |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950701 |
247 Bluffs Ave, a commercial property, is owned by a company that bought it in October 2021.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1832 RUBY VIEW DR, ELKO, NV 89801-2631 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan NEVADA BANK & TRUST CO |
| Apr 5, 2022 | Bargain and Sale Deed, Transfer |
| Oct 28, 2021 | Bargain and Sale Deed, Transfer · Line of Credit ELKO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on File |
| Deed Sale | Oct 28, 2021 · Amount on File |
| Prior Sale | Feb 2, 2012 · Amount on File |
| Deed Document Number | 2021796686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 247 BLUFFS AVE, ELKO, NV 89801-2487 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000851896 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 851896 |
| Name | NEVADA BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ELKO, NV 89801 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Apr 5, 2022 |
| Property Address | 247 BLUFFS AVE, ELKO, NV 89801-2487 |
| Document Number | 0000803902 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 803902 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 28, 2021 |
| Property Address | 247 BLUFFS AVE, ELKO, NV 89801-2487 |
| Document Number | 0000796686 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 796686 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1832 RUBY VIEW DR, ELKO, NV 89801-2631 |
| Document Number | 0000796687 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 796687 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 247 Bluffs Ave was $15,074, up 1% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,074.00 (+0.96%) | $411,841 (+0.96%) Land $39,957 Building $371,884 | $1,176,689 (+0.96%) Land $114,163 Building $1,062,526 |
| 2025 | $14,930.00 | $407,916 Land $24,108 Building $383,808 | $1,165,474 Land $68,880 Building $1,096,594 |
| 2023 | $13,562.00 (+8%) | $381,189 (+11.11%) Land $24,108 Building $357,081 | $1,089,111 (+11.11%) Land $68,880 Building $1,020,231 |
| 2022 | $12,557.00 | $343,060 Land $24,108 Building $318,952 | $980,171 Land $68,880 Building $911,291 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 247 Bluffs Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 247 Bluffs Ave is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 49% of Nevada |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, AT&T, Beehive Broadband, Rise Broadband, Verizon.
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