Kane County property record for 247 2nd St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,554 sqft · built 1940 |
| Lot Size | 0.422 acres (18,376 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,000 (Jan 2017) |
| Tax Bill | $7,202 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-101-014 |
| Primary APN | 06-22-101-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 2,793 sqft |
| 1st Floor Area | 1,554 sqft |
| Basement Area | 1,239 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 18,376 sqft (0.422 acres) |
| Lot Dimensions | 153 ft deep x 120 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 247 2ND ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTER G MCINTOSH COS FOX RIVER GARDENS LOTS 63, 64, 65, & 66 BLOCK 2 |
| Legal Subdivision | WALTER G MCINTOSH COS FOX RIVER GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 63-66 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 851904 |
Source: Kane County records · APN 06-22-101-014
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 247 2ND ST, ELGIN, IL 60123-5858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Jan 20, 2017 | Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2017 · Amount on Record |
| Deed Sale | Jan 20, 2017 · Amount on Record |
| Deed Document Number | 20173694 |
| Last Transfer Date | Mar 04, 2021 |
| Transfer Doc | 0000032715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 27, 2021 |
| Property Address | 247 2ND ST, ELGIN, IL 60123-5858 |
| Document Number | 0000032715 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 2021K032715 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 247 2ND ST, ELGIN, IL 60123-5858 |
| Document Number | 0000032716 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021K032716 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 20, 2017 |
| Property Address | 247 2ND ST, ELGIN, IL 60123-5858 |
| Document Number | 0000003694 |
| Map Reference | MB26 PG32 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 2017K003694 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 695 DEAN DR, SOUTH ELGIN, IL 60177-1192 |
| Document Number | 0000003695 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 2017K003695 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,202.00 (+15.86%) Homeowner's exemption | ||
| 2024 | $94,568 (+21.39%) Land $23,635 Building $70,933 | $283,818 (+21.44%) Land $70,933 Building $212,884 | |
| 2022 | $6,216.00 (+4.56%) Homeowner's exemption | $77,902 (+6.96%) Land $19,469 Building $58,433 | $233,706 (+6.96%) Land $58,407 Building $175,299 |
| 2021 | $5,945.00 Homeowner's exemption | $72,833 Land $18,202 Building $54,631 | $218,499 Land $54,606 Building $163,893 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Opiquad.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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