2469 Shiny Leaf Dr, Denver, NC 28037 Property Records

Lincoln County property record for 2469 Shiny Leaf Dr, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,722 sqft · built 2014
Lot Size0.453 acres (19,733 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Aug 2023)
Tax Bill$3,721 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4604-65-0310

Property Details

APN / Parcel Number

Primary APN4604-65-0310
Alternative APNs
  • 299321
  • 285634
  • 85827

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,722 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCustom Design
Lot Area19,733 sqft (0.453 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number299321
Street Address2469 SHINY LEAF DR
CityDENVER
StateNC
Zip28037-8494
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU CU
Legal Description#30 LT FAIRFIELD FOREST
Legal SubdivisionFAIRFIELD FOREST
Legal Lot Number30
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2013
Census Tract71203

Owner

2469 Shiny Leaf Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Lincoln County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address2469 SHINY LEAF DR, DENVER, NC 28037-8494
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Aug 28, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Jul 8, 2021Warranty Deed, Transfer
Apr 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2023 · Amount on File
Deed SaleAug 28, 2023 · Amount on File
Prior SaleJul 8, 2021 · Amount on File
Deed Document Number2023671197
Deed Book / Page3272 / 633
Prior Transfer DateMar 19, 2014
Prior Transfer Doc24500274
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Recording DateJul 30, 2026
Property Address2469 SHINY LEAF DR, DENVER, NC 28037-8494
Document Number0000713062
Book / Page3524 / 788
Instrument DateJul 21, 2026
Instrument2026713062
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2469 SHINY LEAF DR, DENVER, NC 28037-8494

Mortgage

Document Number0000713062,
DateJul 30, 2026
Book Page3524/788
Instrument2026713062
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueAug 1, 2066
Interest
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateAug 28, 2023
Property Address2469 SHINY LEAF DR, DENVER, NC 28037-8494
Document Number0003272633
Book / Page3272 / 633
Map ReferenceMB 14 PG 59
Instrument DateAug 17, 2023
Instrument671197
Transaction TypeTransfer
Record UpdatedSep 8, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 KETCHAM RD, HACKETTSTOWN, NJ 07840-4918

Transferred To (Grantee/Buyer)

NameVerified Name
Address2469 SHINY LEAF DR, DENVER, NC 28037-8494

Mortgage

Document Number0000671198
DateAug 28, 2023
Instrument671198
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJul 8, 2021
Property Address2469 SHINY LEAF DR, DENVER, NC 28037-8494
Document Number3060467
Book / Page3060 / 467
Map ReferenceMB 14 PG 59
Instrument DateJul 8, 2021
Instrument634608
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

AmountAmount on Record
Tax$1,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7893 CHAPEL CREEK DR, 7893, DENVER, NC 28037-8420

Transferred To (Grantee/Buyer)

NameVerified Name
Address2469 SHINY LEAF DR, DENVER, NC 28037-8494

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address2469 SHINY LEAF DR, DENVER, NC 28037-8494
Document Number2736620
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedApr 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2469 SHINY LEAF DR DENVER NC 280378494, DENVER, NC 28037-8494

Mortgage

Document Number2736620
DateApr 16, 2018
Book Page002736/000620
Instrument576699
Lender
NamePEOPLES BK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 15, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 2469 Shiny Leaf Dr was $3,721.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,721.00$588,119 Land $52,000 Building $536,119$588,119 Land $52,000 Building $536,119
2023$3,666.00$588,119 Land $52,000 Building $536,119$588,119 Land $52,000 Building $536,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2469 Shiny Leaf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2469 Shiny Leaf Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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