24678 Easter Ferry Rd, Elkmont, AL 35620 Property Records

Limestone County property record for 24678 Easter Ferry Rd, Elkmont, AL 35620

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,980 sqft · built 2007
Lot Size	22.4 acres (975,744 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (May 2026)
Tax Bill	$1,229 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0307350000003010`

Property Details

APN / Parcel Number

Primary APN	`0307350000003010`
Alternative APNs	`10300559` `6471`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,980 sqft Living Area
1st Floor Area	2,574 sqft
Upper Floors Area	1,352 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	975,744 sqft (22.4 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,158 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	10300559
Street Address	24678 EASTER FERRY RD
City	ELKMONT
State	AL
Zip	35620-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR SEC 34-1-5 N 1480 TO POB WLY 230 NELY 660 S660 PART IN SEC 35 1 5 BEG SW COR SEC 35 N 1470 POB N 1000 NELY 530 E 3
Legal Range	05W
Legal Township	01S
Legal Section	35
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1022
Census Tract	20202

Owner

24678 Easter Ferry Rd is owned and occupied by an individual who bought it in May 2026.

Source: Limestone County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	24678 EASTER FERRY RD, ELKMONT, AL 35620-6538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Construction Loan · Construction Mortgage FREEDOM MORTGAGE CORPORATION
Aug 6, 2021	Deed of Trust, Mortgage FREEDOM MORTGAGE
Aug 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
May 27, 2010	Deed of Trust, Mortgage QUICKEN LOANS INC
Oct 13, 2010	Deed of Trust, Mortgage QUICKEN LOANS INC
Nov 30, 2011	Deed of Trust, Mortgage QUICKEN LOANS INC
Dec 22, 2016	Warranty Deed, Transfer BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Dec 22, 2016 · Amount on File
Deed Document Number	2026
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	May 19, 2026
Property Address	24678 EASTER FERRY RD, ELKMONT, AL 35620-6538
Instrument Date	Apr 27, 2026
Transaction Type	Construction Loan
Record Updated	Aug 29, 2026
Title Company	S AND S TITLE AND ESCROW LLC, BOUNDARY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24678 EASTER FERRY RD, ELKMONT, AL 35620-6538

Mortgage

Date	May 19, 2026

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	0.56%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	24678 EASTER FERRY RD, ELKMONT, AL 35620-6538
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/86923
Date	Aug 6, 2021
Book Page	2021/86923

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	24678 EASTER FERRY RD, ELKMONT, AL 35620-6538
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/86902
Date	Aug 6, 2021
Book Page	2021/86902

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	24678 EASTER FERRY RD, ELKMONT, AL 35620-6538
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010/25943
Date	May 27, 2010
Book Page	2010/25943

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	20555 VICTOR PWY LIVONIA MI 48152

Agreement

Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	24678 EASTER FERRY RD, ELKMONT, AL 35620-6538
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010/53838
Date	Oct 13, 2010
Book Page	2010/53838

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	20555 VICTOR PWY LIVONIA MI 48152

Agreement

Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2030

Interest

Rate Type	Fixed Rate

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	24678 EASTER FERRY RD, ELKMONT, AL 35620-6538
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/60616
Date	Nov 30, 2011
Book Page	2011/60616

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	1050 WOODWARD AVE DETROIT MI 48226

Agreement

Amount	Amount on Record
Term	217 Months
Due	Dec 1, 2029

December 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Dec 22, 2016
Property Address	24678 EASTER FERRY RD, ELKMONT, AL 35620-6538
Document Number	2016/73280
Book / Page	2016 / 73280
Instrument Date	Dec 19, 2016
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$32.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24678 EASTER FERRY RD, ELKMONT, AL 35620-6538

Mortgage

Document Number	2016/73286
Date	Dec 22, 2016
Book Page	2016/73286

Lender

Name	BANK OF KANSAS CITY
Type	Bank
Address	TULSA, OK 74153

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 24678 Easter Ferry Rd was $1,229 with a homeowner's exemption, up 1% from the year before.

Source: Limestone County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,229.00 (+10.03%) Homeowner's exemption	$41,740 (+6.97%)	$667,500 (+17.17%) Land $243,000 Building $424,500
2024	$1,117.00 (-3.62%) Homeowner's exemption	$39,020 (-1.01%)	$569,700 (-0.71%) Land $213,200 Building $356,500
2023	$1,159.00 (+6.62%) Homeowner's exemption	$39,420 (+6.54%)	$573,800 (+22.42%) Land $213,200 Building $360,600
2022	$1,087.00 Homeowner's exemption	$37,000	$468,700 Land $124,700 Building $344,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24678 Easter Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24678 Easter Ferry Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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