Ramsey County property record for 2467 Cowern Pl E, North Saint Paul, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,116 sqft · built 1973 |
| Lot Size | 0.201 acres (8,775 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Dec 2020) |
| Tax Bill | $5,074 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-29-22-24-0040 |
| Primary APN | 13-29-22-24-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,775 sqft (0.201 acres) |
| Lot Dimensions | 135 ft deep x 65 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 666904 |
|---|---|
| Street Address | 2467 COWERN PL E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-4071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB HEIGHTS E 20 FT OF LOT 12 & EX E 5 FT; LOT 13 BLK 10 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 13 |
| Legal Subdivision | COUNTRY CLUB HEIGHTS |
| Legal Block | 10 |
| Legal Lot Number | 12,13 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 42700 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2467 COWERN PL E, SAINT PAUL, MN 55109-4071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MTG CORP |
| Dec 15, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI SUMMIT MTG |
| Jul 28, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage LARRY A STROUD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Prior Sale | Dec 15, 2017 · Amount on Record |
| Deed Document Number | 20204853434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 22, 2020 |
| Property Address | 2467 COWERN PL E, NORTH ST PAUL, MN 55109-4071 |
| Document Number | 0004853434 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 4853434 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | PARTNERS TITLE COMPANY, PARTNERS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,003.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2467 COWERN PL E NORTH ST PAUL MN 551094071, NORTH ST PAUL, MN 55109-4071 |
| Document Number | 4853435 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 4853435 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 15, 2017 |
| Property Address | 2467 COWERN PL E, NORTH ST PAUL, MN 55109-4071 |
| Document Number | 0004690373 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 4690373 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 8, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2467 COWERN PLACE E N ST PAUL MN 55109, ST PAUL, MN 55109 |
| Document Number | 4690374 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 4690374 |
| Name | SUMMIT MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 28, 2017 |
| Property Address | 2467 COWERN PL E, NORTH ST PAUL, MN 55109-4071 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 4669434 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2467 COWERN PL E NORTH ST PAUL MN 551094071, NORTH ST PAUL, MN 55109-4071 |
| Document Number | 0004669434 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 4669434 |
| Name | LARRY A STROUD |
|---|---|
| Address | 1070 W CENTURY DR # 101, LOUISVILLE, CO 80027-1657 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 27, 2018 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North St. Paul City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,900 (+3.51%) Land $46,800 Building $292,100 | $338,900 (+3.51%) Land $46,800 Building $292,100 | |
| 2025 | $5,074.00 (+16.7%) | ||
| 2023 | $4,348.00 Homeowner's exemption | $327,400 Land $46,800 Building $280,600 | $327,400 Land $46,800 Building $280,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Saint Paul serves 13,134 people · EPA ID MN1620011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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