2466 W Main St, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 2466 W Main St, Cato, NY 13033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,184 sqft · built 1840
Lot Size	0.247 acres (10,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Jan 2018)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052403 45.20-1-6.2`

Property Details

APN / Parcel Number

Primary APN	`052403 45.20-1-6.2`
Alternative APN	`240304502000010060020000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	1,248 sqft
Upper Floors Area	936 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Stone
Lot Area	10,757 sqft (0.247 acres)
Lot Dimensions	173 ft deep x 147 ft wide
Pool Type	Above-Ground Pool
Pool Area	452 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2466 W MAIN ST
City	CATO
State	NY
Zip	13033-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	6.002
Jurisdiction	CAYUGA NY
Township / Civil Division	CATO
Census Block Group	3
Census Block	3005
Census Tract	40201

Owner

Source: Cayuga County and Cato Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2466 W MAIN ST, CATO, NY 13033-3171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2018 · Amount on Record
Deed Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	2018176933
Deed Book / Page	1694 / 45
Prior Transfer Date	Jan 23, 2018
Prior Transfer Doc	0016940045
Record Updated	Jun 8, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAYUGA NY
Recording Date	Jan 24, 2018
Property Address	2466 W MAIN ST, CATO, NY 13033-3171
Document Number	0016940045
Book / Page	001694 / 000045
Instrument Date	Jan 23, 2018
Instrument	176933
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10730 BAKER RD CATO NY 130333214, CATO, NY 13033-3214

Mortgage

Document Number	35870001
Date	Jan 24, 2018
Book Page	003587/000001
Instrument	176934

Lender

Name	COMMUNITY BK
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 23, 2038

Tax Assessment & Valuation

Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Cato Town
Municipality	Cato Village
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,059.00 (+5.45%)	$75,800 (+5.28%) Land $9,800 Building $66,000	$140,370 (+30.62%) Land $18,148 Building $122,222
2024	$2,901.00 (+548.99%)
2023		$72,000 Land $9,800 Building $62,200	$107,463 Land $14,627 Building $92,836
2020	$447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATO VILLAGE serves 601 people · EPA ID NY0501715
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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