24656 Sprague River Rd, Sprague River, OR 97639 Property Records

Klamath County property record for 24656 Sprague River Rd, Sprague River, OR 97639

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 1988
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Last Sale	$269,000 (Sep 2019)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Jan 2020 Reverse Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-3610-014AD-00400-000`

Property Details

APN / Parcel Number

Primary APN	`R-3610-014AD-00400-000`
Alternative APN	`330948`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Attic Area	680 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Logs
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard

Location & Zoning

Account Number	330948
Street Address	24656 SPRAGUE RIVER RD
City	SPRAGUE RIVER
State	OR
Zip	97639-8626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR
Legal Description	TWP 36 RNGE 10, BLOCK SEC 14, TRACT W2W2 LOT 16, ACRES 5.00
Legal Range	10E
Legal Township	36S
Legal Section	14
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	WILLAMETTE MERIDIAN
Legal Lot Number	16
Jurisdiction	KLAMATH OR
Township / Civil Division	CHILOQUIN
Census Block Group	2
Census Block	2079
Census Tract	970201

Owner

Source: Klamath County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	24656 SPRAGUE RIVER RD, SPRAGUE RIVER, OR 97639-8626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
Sep 5, 2019	Warranty Deed, Transfer · Conventional Mortgage PACIFIC CREST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	0000010345
Last Transfer Date	Oct 1, 2024
Transfer Doc	0000008580
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	24656 SPRAGUE RIVER RD, SPRAGUE RIVER, OR 97639-8626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000170
Date	Jan 6, 2020
Instrument	2020-000170

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	933 Months
Due	Oct 19, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Index	1-Year LIBOR

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	24656 SPRAGUE RIVER RD, SPRAGUE RIVER, OR 97639-8626
Document Number	0000000171
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24656 SPRAGUE RIVER RD SPRAGUE RIVER OR 976398626, SPRAGUE RIVER, OR 97639-8626

Mortgage

Document Number	0000000171
Date	Jan 6, 2020
Instrument	171

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Jan 5, 2097

Interest

Rate	3.87%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Sep 5, 2019
Property Address	24656 SPRAGUE RIVER RD, SPRAGUE RIVER, OR 97639-8626
Document Number	0000010345
Instrument Date	Sep 5, 2019
Instrument	2019-010345
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24656 SPRAGUE RIVER RD, SPRAGUE RIVER, OR 97639-8626
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010346
Date	Sep 5, 2019
Instrument	2019-010346

Lender

Name	PACIFIC CREST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Klamath County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Unified School District	Klamath County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00 (+3.22%)	$208,600 (+3%)	$417,370 (-39.64%) Land $40,850 Building $376,520
2024	$1,928.00 (+4.05%)	$202,530 (-)	$691,470 (+8.75%) Land $39,860 Building $651,610
2023	$1,853.00 (+2.6%)	$202,530 (+6.08%)	$635,860 (+32.15%) Land $38,050 Building $597,810
2022	$1,806.00	$190,920	$481,170 Land $35,040 Building $446,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 50% of Oregon
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
FireServe Fixed Wireless	100 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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