24656 Gardner Rd, Versailles, MO 65084 Property Records

Morgan County property record for 24656 Gardner Rd, Versailles, MO 65084 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	440 sqft · built 1991
Lot Size	0.165 acres (7,179 sqft)
Owner	2 Individual Names on File
Tax Bill	$649 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-2.0-10-300-001-006.002`

Property Details

APN / Parcel Number

Primary APN	`15-2.0-10-300-001-006.002`

Interior

Stories	1 Story
Building Area	440 sqft Living Area
1st Floor Area	440 sqft
Flooring	Carpet

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,179 sqft (0.165 acres)
Lot Dimensions	114 ft deep x 63 ft wide
Garage Type	Carport
Garage Area	256 sqft
Carport	Carport
Carport Area	256 sqft
Parking Spaces	1 Parking Space
Deck Area	1 sqft
Utility Building	64 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	24656 GARDNER RD
City	VERSAILLES
State	MO
Zip	65084-5779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, LEONAS BEACH (RESUB. LOTS 1-6) 63.04 X 113.88 IRR
Legal Range	17
Legal Township	41
Legal Section	10
Legal Subdivision	LEONAS BEACH
Legal Block	3
Legal Lot Number	2,1-6
Jurisdiction	MORGAN MO
Township / Civil Division	OSAGE
Census Block Group	3
Census Block	3002
Census Tract	470402

Owner

Source: Morgan County records · APN 15-2.0-10-300-001-006.002

Assessment roll updated August 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 86, STATE CENTER, IA 50247-0086
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN MO
Recording Date	Oct 21, 2020
Property Address	24656 GARDNER RD, VERSAILLES, MO 65084-5779
Document Number	0202006077
Map Reference	CAB 5 SL 109
Instrument Date	Oct 20, 2020
Instrument	202006077
Transaction Type	Transfer
Record Updated	Sep 05, 2023
Title Company	HUBBARD-KAVANAUGH TITLE COMPANY, HUBBARD KAVANAUGH TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 86, STATE CENTER, IA 50247-0086

Mortgage

Document Number	0202006078
Date	Oct 21, 2020
Instrument	202006078

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated August 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Unified School District	Morgan County R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,760 (-) Land $4,864 Building $11,896	$88,200 (-) Land $25,600 Building $62,600
2025	$649.00 (+8.71%)	$16,760 (+13.94%)
2024			$88,200 (+13.95%) Land $25,600 Building $62,600
2023	$597.00 (+12.64%)	$14,710
2022	$530.00 (+21%)		$77,400 Land $22,700 Building $54,700
2011	$438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (29141C), updated November 16, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291414704023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Co-Mo Electric Cooperative	Fiber	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.