Montgomery County property record for 24654 Ranching Way, Montgomery, TX 77356
| Property Type | Single Family Home |
|---|---|
| Details | 6,984 sqft |
| Lot Size | 18.5 acres (807,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $31 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0421-00-00730 |
| Primary APN | 0421-00-00730 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 6,984 sqft Living Area |
| Gross Area | 7,820 sqft |
| 1st Floor Area | 4,100 sqft |
| Flooring | Carpet |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 807,602 sqft |
| View / Lot | Front |
| Garage Type | Attached |
| Garage Area | 836 sqft |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 24654 RANCHING WAY |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-2073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0421 - PATTERSON WM, TRACT 7A-2, ACRES 18.54 |
| Legal Subdivision | PATTERSON WM |
| Legal Tract | 7A-2 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 694700 |
24654 Ranching Way is owned and occupied by two individuals.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24654 RANCHING WAY, MONTGOMERY, TX 77356-2073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| May 12, 2021 | Vendor's Lien, Transfer FARM CREDIT SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 24654 RANCHING WAY, MONTGOMERY, TX 77356-2073 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000008499 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 2023008499 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 10.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 12, 2021 |
| Property Address | 24654 RANCHING WAY, MONTGOMERY, TX 77356-2073 |
| Document Number | 0000064669 |
| Map Reference | FILE 2020-110295 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021064669 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 TIMBERCREEK DR, LAKE JACKSON, TX 77566-4923 |
| Date | May 12, 2021 |
|---|
| Name | FARM CREDIT SERVICES |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 24654 Ranching Way was $31 with a homeowner's exemption, up 3.3% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $873,013 (+44,282.97%) Land $22,046 Building $850,967 | $1,221,767 (+62,013.22%) Land $370,800 Building $850,967 | |
| 2025 | $31.00 (+3.33%) | $1,967 (+6.09%) Land $370,800 | $1,967 (-99.47%) Land $370,800 |
| 2024 | $30.00 (+15.38%) | $1,854 (+7.79%) Land $370,800 | $370,800 (-) Land $370,800 |
| 2023 | $26.00 Additional exemption filed | $1,720 Land $370,800 | $370,800 Land $370,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24654 Ranching Way in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1983–2024) |
| Claims Outside the SFHA | 9 of 18 |
| Most Recent Claim | Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24654 Ranching Way is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOBBIN PLANTERSVILLE WSC 1 serves 4,767 people · EPA ID TX1700178 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| MidSouth Fiber Internet Fiber | 2,000 / 1,000 |
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