Clay County property record for 2465 Tall Cedars Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,681 sqft · built 2006 |
| Lot Size | 0.16 acres (6,974 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $203,500 (Apr 2013) |
| Tax Bill | $2,950 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014266-043-18 |
| Primary APN | 38-05-26-014266-043-18 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,681 sqft Living Area |
| Gross Area | 3,128 sqft |
| 1st Floor Area | 1,803 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,974 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 182 sqft |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2465 TALL CEDARS RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 18 CYPRESS GLEN AS REC OR 3527 PG 204 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | CYPRESS GLEN |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30707 |
Source: Clay County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2465 TALL CEDARS RD, ORANGE PARK, FL 32003-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 8, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2013 · Amount on Record |
| Deed Sale | Apr 23, 2013 · Amount on Record |
| Prior Sale | Dec 20, 2006 · Amount on Record |
| Deed Document Number | 201324679 |
| Deed Book / Page | 3527 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2465 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3204 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0044320043 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 4432/43 |
| Instrument | 2021017279 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2465 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3204 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2465 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3204 |
| Document Number | 0047550750 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 4755/750 |
| Instrument | 2023045504 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 27, 2026 |
| Property Address | 2465 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3204 |
| Document Number | 0000025617 |
| Book / Page | 5049 / 368 |
| Instrument Date | May 19, 2026 |
| Instrument | 202625617 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2465 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3204 |
| Document Number | 0000025617, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 5049/368 |
| Instrument | 202625617 |
| Name | VYSTAR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,950.00 (-38.49%) Homeowner's exemption | $233,564 (+5.99%) | $376,552 (+4.03%) Land $65,000 Building $311,552 |
| 2023 | $4,796.00 (+5.34%) Homeowner's exemption | $220,371 (+3%) | $361,971 (+11.18%) Land $65,000 Building $296,971 |
| 2022 | $4,553.00 Homeowner's exemption | $213,953 | $325,561 Land $60,000 Building $265,561 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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