2465 State Rte 245, Cable, OH 43009 Property Records

Champaign County property record for 2465 State Rte 245, Cable, OH 43009

Property Summary

Property Type	Rural Home
Details	5 bd · 6 ba · 2,488 sqft · built 2013
Lot Size	5.7 acres (248,640 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Oct 2019)
Tax Bill	$7,367 (2025)
Deeds & Mortgages	Nov 2013 Construction Loan Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029124-6`

Property Details

APN / Parcel Number

Primary APN	`029124-6`
Alternative APN	`I30-09-00-40-00-041-08`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,488 sqft Living Area
1st Floor Area	2,488 sqft
Basement Area	2,488 sqft
Unfinished Basement	2,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	248,640 sqft (5.7 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Deck Area	932 sqft
Patio Area	932 sqft
Canopy	340 sqft
Pole Barn	2,080 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	029124-6
Street Address	2465 STATE ROUTE 245
City	CABLE
State	OH
Zip	43009-9732
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RTS 00-00-00 __ 4331 DUNLAPEASEMENT
Legal Subdivision	VIRGINIA MILITARY SURVEY #4331 & 4332
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3007
Census Tract	11501

Owner

Source: Champaign County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2465 STATE ROUTE 245, CABLE, OH 43009-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2013	Deed of Trust, Mortgage · Construction Mortgage THE RICHWOOD BANKING CO
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit THE PEOPLES SAVINGS & LOAN CO
Jul 1, 2024	Deed of Trust, Mortgage · Line of Credit THE PEOPLES SAVINGS AND LOAN COMPANY
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Sep 16, 2003 · Amount on Record
Deed Document Number	20194208
Deed Book / Page	568 / 987
Record Updated	Jun 8, 2026

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	2465 STATE ROUTE 245, CABLE, OH 43009-9732
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00520/0011
Date	Nov 8, 2013
Book Page	520/0011
Instrument	201300005512

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	MARYSVILLE, OH 43040

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	188 Months
Due	Jul 10, 2029

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	2465 STATE ROUTE 245, CABLE, OH 43009-9732
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00584/3581
Date	Apr 5, 2022
Book Page	584/3581
Instrument	202200001740

Lender

Name	THE PEOPLES SAVINGS & LOAN CO
Type	Bank
Address	WEST LIBERTY, OH 43357

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	2465 STATE ROUTE 245, CABLE, OH 43009-9732
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00595/5543
Date	Jul 1, 2024
Book Page	595/5543
Instrument	202400002393

Lender

Name	THE PEOPLES SAVINGS AND LOAN COMPANY
Type	Non-Lending Institution
Address	110 N DETROIT ST, WEST LIBERTY, OH 43357

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2054

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Oct 17, 2019
Property Address	2465 STATE ROUTE 245, CABLE, OH 43009-9732
Document Number	00568/0987
Book / Page	568 / 0987
Instrument Date	Oct 2, 2019
Instrument	201900004208
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	FIRST OH TITLE INSURANCE BOX, FIRST OHIO TITLE INS BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2465 STATE ROUTE 245, CABLE, OH 43009-9732

Mortgage

Document Number	201900004209
Date	Oct 17, 2019
Instrument	201900004209

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Nov 1, 2034
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.7%
Index	1-Year LIBOR
Max Rate	8.7%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Salem Township
Unified School District	West Liberty-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,367.00	$224,730 (+56.03%) Land $27,750 Building $196,980	$642,100 (+56.04%) Land $79,290 Building $562,810
2024	$7,367.00 (+39.63%)	$144,030 (+5.26%) Land $20,130 Building $123,900
2023	$5,276.00 (-0.42%)	$136,830 (-) Land $20,130 Building $116,700	$411,510 (+5.26%) Land $57,520 Building $353,990
2022	$5,298.00	$136,830 Land $20,130 Building $116,700	$390,950 Land $57,520 Building $333,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 245

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