2465 Ridgeway Rd, Memphis, TN 38119 Property Records

Shelby County property record for 2465 Ridgeway Rd, Memphis, TN 38119

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 1972
Lot Size0.269 acres (11,696 sqft)
Owner2 Individual Names on File
Last Sale$152,000 (Nov 2018)
Tax Bill$1,765 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-1036-0-0012

Property Details

APN / Parcel Number

Primary APN08-1036-0-0012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,920 sqft Living Area
1st Floor Area1,920 sqft
Utility Area49 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,696 sqft (0.269 acres)
Lot Dimensions136 ft deep x 86 ft wide
Garage TypeCarport
Garage Area380 sqft
CarportCarport
Carport Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area169 sqft
Patio Area418 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2465 RIDGEWAY RD
CityMEMPHIS
StateTN
Zip38119-7413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionWS RIDGEWAY RD 128.56 FT N OF MACINNESS AVE
Legal SubdivisionMARLBORO ESTATES
Legal BlockE
Legal Lot Number280
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group2
Census Block2005
Census Tract21331

Owner

2465 Ridgeway Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address2465 RIDGEWAY RD, MEMPHIS, TN 38119-7413
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK
Nov 30, 2018Warranty Deed, Transfer · FHA Mortgage
MORTGAGE INVTRS
Mar 1, 2017Warranty Deed, Transfer · FHA Mortgage
IBERIABANK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2018 · Amount on File
Deed SaleNov 30, 2018 · Amount on File
Prior SaleMar 1, 2017 · Amount on File
Deed Document Number2018122454
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address2465 RIDGEWAY RD, MEMPHIS, TN 38119-7413
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyHOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021031696
DateMar 19, 2021
Instrument21031696
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateNov 30, 2018
Property Address2465 RIDGEWAY RD, MEMPHIS, TN 38119-7413
Document Number0000122454
Instrument DateNov 28, 2018
Instrument122454
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyHOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE&ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$562.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2465 RIDGEWAY RD MEMPHIS TN 381197413, MEMPHIS, TN 38119-7413

Mortgage

Document Number122455
DateNov 30, 2018
Instrument122455
Lender
NameMORTGAGE INVTRS
TypeMortgage Company
AddressKNOXVILLE, TN 37923
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 29, 2048

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMar 1, 2017
Property Address2465 RIDGEWAY RD, MEMPHIS, TN 38119-7413
Document Number0000020973
Instrument DateFeb 22, 2017
Instrument20973
Transaction TypeTransfer
Record UpdatedMar 8, 2017
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$467.31
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2465 RIDGEWAY RD MEMPHIS TN 381197413, MEMPHIS, TN 38119-7413

Mortgage

Document Number20974
DateMar 1, 2017
Instrument20974
Lender
NameIBERIABANK MTG
TypeMortgage Company
AddressLAFAYETTE, LA 70501
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term180 Months
DueFeb 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2465 Ridgeway Rd was $1,765.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,765.00$65,650 Land $9,000 Building $56,650$262,600 Land $36,000 Building $226,600
2023$46,225 Land $7,800 Building $38,425
2022$2,815.00
2021$184,900 Land $31,200 Building $153,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2465 Ridgeway Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2465 Ridgeway Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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