2465 Pine Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 2465 Pine Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1958
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2024)
Tax Bill	$6,542 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-01-00005-0080-00001.1`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00005-0080-00001.1`
Alternative APN	`64898`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	1,454 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	90.6 ft deep x 126 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	638 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Porch	Screened Porch
Porch Area	500 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2465 PINE AVE
City	VERO BEACH
State	FL
Zip	32960-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLAT NO 6 OF ROYAL PARK PBI 1 - 13 BLK 8 BEING MORE FULLY DESC AS A POR OF LOTS 1 AND 12 BEG AT THE SELY COR OF LOT 2 TH RUN NLY ON THE ELY BNDRY LINE OF SAID LOT 2 AND THE ELY BNDRY LINE OF LOT 1 FOR A DIS OF 93.5 FT TO A CURVE TH RUN AROUND SAID CU
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	ROYAL PARK
Legal Block	8
Legal Lot Number	1,12
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3014
Census Tract	50402

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2465 PINE AVE, VERO BEACH, FL 32960-5020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NATIONA
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK & TRUST COMPANY
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on Record
Deed Sale	Apr 3, 2024 · Amount on Record
Prior Sale	Oct 3, 2014 · Amount on Record
Deed Document Number	202415504
Deed Book / Page	3688 / 344
Prior Transfer Date	May 11, 2006
Prior Transfer Doc	0020310407
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 3, 2024
Property Address	2465 PINE AVE, VERO BEACH, FL 32960-5020
Document Number	0036880344
Book / Page	3688 / 344
Instrument Date	Apr 2, 2024
Instrument	3120240015504
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	675 FISHER BRANCH RD, MARSHALL, NC 28753-0538

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2465 PINE AVE, VERO BEACH, FL 32960-5020

Mortgage

Document Number	3120240015505
Date	Apr 3, 2024
Instrument	3120240015505

Lender

Name	MORGAN STANLEY PRIVATE BANK NATIONA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0036880346
Date	Apr 3, 2024
Book Page	3688/346
Instrument	3120240015505

Lender

Name	MORGAN STANLEY PRIVATE BANK NATIONAL ASS
Address	4270 IVY POINTE BLVD STE 400, CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2465 PINE AVE, VERO BEACH, FL 32960-5020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TREASURE COAST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030240011
Date	May 11, 2017
Book Page	3024/0011
Instrument	3120170026895

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2465 PINE AVE, VERO BEACH, FL 32960-5020
Document Number	0032460408
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2465 PINE AVE VERO BEACH FL 329605020, VERO BEACH, FL 32960-5020

Mortgage

Document Number	0032460408
Date	Oct 15, 2019
Book Page	003246/000408
Instrument	60296

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,542.00 (+206.27%) Homeowner's exemption	$434,440 (+161.02%) Land $116,953 Building $317,487	$434,440 (+30.79%) Land $116,953 Building $317,487
2023	$2,136.00 (+3.54%)	$166,442 (+3%)	$332,156 (+13.98%) Land $116,953 Building $215,203
2022	$2,063.00	$161,594	$291,408 Land $98,960 Building $192,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2011)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Sep 2008 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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