2465 Main St, Elgin, SC 29045 Property Records

Kershaw County property record for 2465 Main St, Elgin, SC 29045

Property Summary

Property Type	Regional Shopping Center, Mall
Details	40,603 sqft
Lot Size	4.63 acres (202,118 sqft)
Owner	2 Company Names on Record
Last Sale	$568,000 (Mar 2005)
Tax Bill	$60,608 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`E335-18-00-083`

Property Details

APN / Parcel Number

Primary APN	`E335-18-00-083`
Alternative APNs	`E335 18 00 0830` `1571`

Interior

Building Area	40,603 sqft Gross Area

Exterior

Lot Area	202,118 sqft (4.63 acres)

Location & Zoning

Account Number	1571
Old Parcel Number	E335 18 00 0830
Street Address	2465 MAIN ST
City	ELGIN
State	SC
Zip	29045-8833
Property Category	Commercial
Property Type	Commercial > Retail > Regional Shopping Center, Mall
Local Zoning Code	MUNICIPAL
Legal Description	1894-56 (E) PO TM E335-18-00-039 ADDED TO THIS
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	970906

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 699, FOUNTAIN INN, SC 29644-0699
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2005 · Amount on Record
Deed Sale	Mar 10, 2005 · Amount on Record
Deed Document Number	0001721323
Deed Book / Page	1721 / 323
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2465 MAIN ST, ELGIN, SC 29045-8833
Document Number	0000000790
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 699 FOUNTAIN INN SC 296440699, FOUNTAIN INN, SC 29644-0699

Mortgage

Document Number	0000000790
Date	Jan 28, 2020
Book Page	004159/000255
Instrument	790

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 27, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Municipality	Elgin Town
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$60,608.00 (+834.73%)	$3,748,800 (-) Land $928,000 Building $2,820,800	$3,748,800 (-)
2023	$6,484.00	$3,748,800 Land $928,000 Building $2,820,800	$3,748,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20