2465 Jacoby Cir, North Port, FL 34288 Property Records

Sarasota County property record for 2465 Jacoby Cir, North Port, FL 34288

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.226 acres (9,858 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Apr 2026)
Tax Bill	$287 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1120-15-6037`

Property Details

APN / Parcel Number

Primary APN	`1120-15-6037`

Exterior

Lot Area	9,858 sqft (0.226 acres)
Lot Width	1 ft Width
View / Lot	Mainland

Location & Zoning

Account Number	1120156037
Street Address	2465 JACOBY CIR
City	NORTH PORT
State	FL
Zip	34288-5506
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	LOT 37 BLK 1560 32ND ADD TO PORT CHARLOTTE
Legal Range	22E
Legal Township	39S
Legal Section	20
Legal Subdivision	PORT CHARLOTTE SUB 32
Legal Tract	1586
Legal Block	1560
Legal Lot Number	37
Jurisdiction	SARASOTA FL
Township / Civil Division	NORTH PORT
Census Block Group	3
Census Block	3041
Census Tract	2742

Owner

2465 Jacoby Cir, residential vacant land, is owned by two individuals who bought it in April 2026.

Source: Sarasota County records, as of May 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1231 67TH DR E, 103, SARASOTA, FL 34243-2285
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Construction Mortgage INSULA CAPITAL GROUP LLC
Apr 30, 2026	Warranty Deed, Transfer · VA Mortgage SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS
Sep 7, 2022	Warranty Deed, Transfer NOT AVAILABLE, CHARLOTTE TITLE INC
Apr 5, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	202658268
Prior Transfer Date	Sep 15, 1993
Prior Transfer Doc	2566002070
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	2465 JACOBY CIR, NORTH PORT, FL 34288-5506
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 PARK POND WAY, KISSIMMEE, FL 34741-7660

Mortgage

Document Number	0000058293
Date	Apr 29, 2024
Instrument	2024058293

Lender

Name	INSULA CAPITAL GROUP LLC
Type	Non-Lending Institution
Address	627 HORSEBLOCK RD, FARMINGVILLE, NY 11738

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 18, 2025

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Apr 30, 2026
Property Address	2465 JACOBY CIR, NORTH PORT, FL 34288-5506
Document Number	0000058268
Instrument Date	Apr 30, 2026
Instrument	2026.58268
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232,603.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000058269,
Date	Apr 30, 2026
Instrument	2026..58269

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Sep 7, 2022
Property Address	JACOBY CIR, NORTH PORT, FL 34288
Document Number	0000145756
Map Reference	MB 15 PG 16
Instrument Date	Sep 2, 2022
Instrument	2022145756
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	NOT AVAILABLE, CHARLOTTE TITLE INC

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2471 PALM TREE DR, 2471, PUNTA GORDA, FL 33950-5011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3275 S JOHN YOUNG PKWY # 542, 542, KISSIMMEE, FL 34746-6556

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARASOTA FL
Recording Date	Apr 5, 2022
Property Address	JACOBY CIR, NORTH PORT, FL 34288
Document Number	0000056757
Map Reference	MB 15 PG 16
Instrument Date	Mar 1, 2022
Instrument	2022056757
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25188 MARION AVE APT 15, 25188, PUNTA GORDA, FL 33950-4155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 PALM TREE DR, PUNTA GORDA, FL 33950-5011

Tax Assessment & Valuation

The 2025 property tax bill for 2465 Jacoby Cir was $287, down 59.2% from the year before.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	North Port City
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$287.00 (-59.17%)	$17,600 (+1%)	$22,800 (+42.5%) Land $22,800
2024	$703.00 (+2.33%)	$16,000 (-11.6%) Land $16,000	$16,000 (-11.6%) Land $16,000
2023	$687.00 (+41.94%)	$18,100 (-1.63%) Land $18,100	$18,100 (-1.63%) Land $18,100
2022	$484.00	$18,400 Land $18,400	$18,400 Land $18,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2465 Jacoby Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2465 Jacoby Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PORT UTILITIES serves 61,163 people · EPA ID FL6580651
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber, Verizon.

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