2465 Ferguson Rd, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 2465 Ferguson Rd, Ontario, OH 44906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,828 sqft · built 1992
Lot Size	0.333 acres (14,501 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Sep 2017)
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2007 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`038-60-169-12-022`

Property Details

APN / Parcel Number

Primary APN	`038-60-169-12-022`
Alternative APN	`01072`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	14,501 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	417 sqft
Balcony Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2465 FERGUSON RD
City	ONTARIO
State	OH
Zip	44906-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2330 100 X 150
Legal Subdivision	WESTFIELD SQUARE DEVELOPING CONPANY
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2010
Census Tract	2400

Owner

Source: Richland County records · APN 038-60-169-12-022

Assessment roll updated April 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2465 FERGUSON RD, ONTARIO, OH 44906-1106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2022	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Jan 19, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPITAL ONE HOME LOANS LLC
Dec 27, 2012	Deed of Trust, Mortgage · VA Mortgage STONEGATE MORTGAGE CORP
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 11, 2017	Survivorship Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2017 · Amount on Record
Deed Sale	Sep 11, 2017 · Amount on Record
Prior Sale	Apr 01, 2011 · Amount on Record
Deed Document Number	201711530
Deed Book / Page	2569 / 755
Prior Transfer Date	May 02, 1994
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2465 FERGUSON RD, ONTARIO, OH 44906-1106
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2465 FERGUSON RD, ONTARIO, OH 44906-1106

Mortgage

Document Number	02993/5781
Date	Aug 01, 2022
Book Page	2993/5781
Instrument	202200009539

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2465 FERGUSON RD, ONTARIO, OH 44906-1106
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01724/0784
Date	Jan 19, 2007
Book Page	1724/0784
Instrument	200700000905

Lender

Name	CAPITAL ONE HOME LOANS LLC
Type	Lending Institution
Address	OVERLAND PARK, KS 66213

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2022

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2465 FERGUSON RD, ONTARIO, OH 44906-1106
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02191/0824
Date	Dec 27, 2012
Book Page	2191/0824
Instrument	201200016398

Lender

Name	STONEGATE MORTGAGE CORP
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2465 FERGUSON RD, ONTARIO, OH 44906-1106
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002821/786
Date	Sep 23, 2020
Book Page	2821/786
Instrument	202000011427

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2465 FERGUSON RD, ONTARIO, OH 44906-1106
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2821/786
Date	Sep 23, 2020
Book Page	2821/786
Instrument	202000011427

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 11, 2017
Property Address	2465 FERGUSON RD, ONTARIO, OH 44906-1106
Document Number	02569/0755
Book / Page	2569 / 0755
Map Reference	VOL25 PG132
Instrument Date	Sep 08, 2017
Instrument	201700011530
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2465 FERGUSON RD, ONTARIO, OH 44906-1106

Mortgage

Document Number	02569/0756
Date	Sep 11, 2017
Book Page	2569/0756
Instrument	201700011531

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated April 3, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,925.00	$60,060 (-) Land $7,320 Building $52,740
2024	$2,925.00 (-2.27%) Homeowner's exemption	$60,060 (-) Land $7,320 Building $52,740
2023	$2,993.00 (-4.01%) Homeowner's exemption	$60,060 (+11.51%) Land $7,320 Building $52,740	$171,610 (+11.52%) Land $20,920 Building $150,690
2022	$3,118.00 Homeowner's exemption	$53,860 Land $6,950 Building $46,910
2020			$153,880 Land $19,860 Building $134,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (39139C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391390024002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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