2465 E 98th Way, Thornton (Denver), CO 80229 Property Records

Adams County property record for 2465 E 98th Way, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,289 sqft · built 1973
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2022)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0039801`

Property Details

APN / Parcel Number

Primary APN	`R0039801`
Alternative APNs	`0171913308005` `171913308005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,289 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Porch	Open Porch
Deck Area	96 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0039801
Old Parcel Number	171913308005
Street Address	2465 E 98TH WAY
City	THORNTON
State	CO
Zip	80229-2589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:YORK HIGHLANDS FILING NO ONE BLK:4 LOT:28
Legal Range	68W
Legal Township	02S
Legal Section	13
Legal Quarter	SW
Legal Subdivision	YORK HIGHLANDS FILING NO ONE
Legal Block	4
Legal Lot Number	28
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2010
Census Tract	9207

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2465 E 98TH WAY, THORNTON, CO 80229-2589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 21, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 20, 2017	Deed of Trust, Mortgage BANKERS INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	2022000083751
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 12, 2022
Property Address	2465 E 98TH WAY, THORNTON, CO 80229-2589
Document Number	0000083751
Instrument Date	Oct 7, 2022
Instrument	2022000083751
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2465 E 98TH WAY, THORNTON, CO 80229-2589

Mortgage

Document Number	0000083752
Date	Oct 12, 2022
Instrument	2022000083752

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 21, 2019
Property Address	2465 E 98TH WAY, THORNTON, CO 80229-2589
Document Number	0000068276
Instrument Date	Aug 19, 2019
Instrument	2019000068276
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	CANYON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2465 E 98TH WAY, THORNTON, CO 80229-2589

Mortgage

Document Number	0000068277
Date	Aug 21, 2019
Instrument	2019000068277

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	2465 E 98TH WAY, THORNTON, CO 80229-2589
Document Number	0000039593
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2465 E 98TH WAY THORNTON CO 802292589, THORNTON, CO 80229-2589

Mortgage

Document Number	0000039593
Date	May 8, 2017
Instrument	39593

Lender

Name	BANKERS INS
Address	SAINT PETERSBURG, FL 33733-8015

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Mapleton School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,357.00 (-62.78%)	$32,010 (-13.35%) Land $5,630 Building $26,380	$512,000 (-6.23%) Land $90,000 Building $422,000
2023	$3,646.00 (+10.48%)	$36,940 (+11.57%) Land $5,890 Building $31,050	$546,000 (+14.64%) Land $87,000 Building $459,000
2022	$3,300.00	$33,110 Land $12,100 Building $21,010	$476,257 Land $174,000 Building $302,257

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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