Fremont County property record for 2465 280th Ave, Sidney, IA 51652
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 2,692 sqft · built 2022 |
| Lot Size | 2.12 acres (92,347 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $43,000 (Jan 2022) |
| Tax Bill | $414 (2022) |
| Deeds & Mortgages | May 2022 Construction Loan Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280281151030000 |
| Primary APN | 280281151030000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,692 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Basement Area | 1,584 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 1,584 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 92,347 sqft (2.12 acres) |
| Garage Type | Attached |
| Garage Area | 886 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 164 sqft |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2465 280TH AVE |
|---|---|
| City | SIDNEY |
| State | IA |
| Zip | 51652-6101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 WAUBONSIE RIDGE 22-68-42 |
| Legal Range | 42W |
| Legal Township | 68N |
| Legal Section | 22 |
| Legal Subdivision | WAUBONSIE RIDGE SUBDIVISION |
| Legal Lot Number | 9 |
| Jurisdiction | FREMONT IA |
| Township / Civil Division | SIDNEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970300 |
Source: Fremont County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2465 280TH AVE, SIDNEY, IA 51652-6101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Construction Mortgage ARBOR BANK |
| Mar 28, 2023 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on Record |
| Deed Sale | Jan 7, 2022 · Amount on Record |
| Deed Document Number | 202245 |
| Deed Book / Page | 2022 / 45 |
| Prior Transfer Date | Dec 20, 2021 |
| Prior Transfer Doc | 0000000045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT IA |
| Property Address | 2465 280TH AVE, SIDNEY, IA 51652-6101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02022/0781 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 2022/0781 |
| Instrument | 20220781 |
| Name | ARBOR BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT IA |
| Property Address | 2465 280TH AVE, SIDNEY, IA 51652-6101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023/0334 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 2023/0334 |
| Instrument | 20230334 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
Source: Fremont County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fremont County |
| Unified School District | Sidney Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $736,840 (-) Land $50,080 Building $686,760 | $736,840 (-) Land $50,080 Building $686,760 | |
| 2025 | $736,840 (+31.02%) Land $50,080 Building $686,760 | $736,840 (+31.02%) Land $50,080 Building $686,760 | |
| 2023 | $562,390 (+1,890.06%) Land $50,080 Building $512,310 | $562,390 (+1,890.06%) Land $50,080 Building $512,310 | |
| 2022 | $414.00 | $28,260 Land $28,260 | |
| 2021 | $28,260 Land $28,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 54 (1993–2019) |
| Claims Outside the SFHA | 15 of 54 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 93% of Iowa |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream Fixed Wireless · DSL | 25 / 4 |
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