Pasco County property record for 24643 Siena Dr, Lutz, FL 33559
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,530 sqft · built 2005 |
| Lot Size | 0.139 acres (6,058 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 2021) |
| Tax Bill | $4,753 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-26-19-0130-00000-1380 |
| Primary APN | 33-26-19-0130-00000-1380 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 1,950 sqft |
| 1st Floor Area | 1,530 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,058 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 24643 SIENA DR |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33559-7358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OAK GROVE PHASES 5A, 6A AND 6B PB 48 PG 072 LOT 138 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 33 |
| Legal Subdivision | OAK GROVE |
| Legal Tract | 130 |
| Legal Lot Number | 138 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 32014 |
24643 Siena Dr is owned and occupied by two individuals who bought it in September 2021.
Source: Pasco County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24643 SIENA DR, LUTZ, FL 33559-7358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Dec 17, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage NFM LNDG |
| Jan 3, 2019 | Grant Deed, Transfer · FHA Mortgage NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on File |
| Deed Sale | Sep 29, 2021 · Amount on File |
| Prior Sale | Dec 17, 2020 |
| Deed Document Number | 2021206884 |
| Deed Book / Page | 10448 / 2036 |
| Prior Transfer Date | Dec 7, 2020 |
| Prior Transfer Doc | 0102391344 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 29, 2021 |
| Property Address | 24643 SIENA DR, LUTZ, FL 33559-7358 |
| Document Number | 0104482036 |
| Book / Page | 10448 / 2036 |
| Map Reference | MB 48 PG 72-77 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2021206884 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | MASTERPIECE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9012 SW CHRYSLER CIR, 9012, STUART, FL 34997-1205 |
| Name | Verified Name |
|---|---|
| Address | 26463 SIENA DR, LUTZ, FL 33559 |
| Document Number | 104482038 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 10448/2038 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 17, 2020 |
| Property Address | 24643 SIENA DR, LUTZ, FL 33559-7358 |
| Document Number | 0102391344 |
| Book / Page | 10239 / 1344 |
| Map Reference | MB 48 PG 72-77 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 2020214899 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | INSPIRE CLOSING SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24643 SIENA DR, LUTZ, FL 33559-7358 |
| Document Number | 102391347 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 10239/1347 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 24643 SIENA DR, LUTZ, FL 33559-7358 |
| Document Number | 0098423594 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 24643 SIENA DR LUTZ FL 335597358, LUTZ, FL 33559-7358 |
| Document Number | 0098423594 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 009842/003594 |
| Instrument | 4568 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 3, 2019 |
| Property Address | 24643 SIENA DR, LUTZ, FL 33559-7358 |
| Document Number | 0098392863 |
| Book / Page | 009839 / 002863 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 941 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,428.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24643 SIENA DR LUTZ FL 335597358, LUTZ, FL 33559-7358 |
| Document Number | 98392865 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 009839/002865 |
| Instrument | 942 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2049 |
The 2025 property tax bill for 24643 Siena Dr was $4,753 with a homeowner's exemption, down 2.3% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,735 (-0.17%) Land $60,822 Building $247,913 | $308,735 (-0.17%) Land $60,822 Building $247,913 | |
| 2025 | $4,753.00 (-2.26%) Homeowner's exemption | $309,248 Land $60,822 Building $248,426 | $309,248 Land $60,822 Building $248,426 |
| 2024 | $4,863.00 (-5.61%) | ||
| 2023 | $5,152.00 (+22%) | $310,045 (+21.59%) Land $43,860 Building $266,185 | $310,045 (+21.59%) Land $43,860 Building $266,185 |
| 2022 | $4,223.00 | $254,988 Land $36,530 Building $218,458 | $254,988 Land $36,530 Building $218,458 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24643 Siena Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24643 Siena Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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