2464 Winchester Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2464 Winchester Ln, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,791 sqft · built 2004
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jan 2017)
Tax Bill$2,868 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009972-3290

Property Details

APN / Parcel Number

Primary APN009972-3290

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,791 sqft Living Area
Gross Area2,211 sqft
1st Floor Area1,791 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2464 WINCHESTER LN
CitySAINT AUGUSTINE
StateFL
Zip32092-1086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description44/7-24 SOUTH HAMPTON UNIT 3 LOT 329 OR4320/136
Legal Range27E
Legal Township05S
Legal Section25
Legal SubdivisionSOUTH HAMPTON UNIT 3
Legal Block4
Legal Lot Number329
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4000
Census Tract20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2464 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2020Deed of Trust, Mortgage · Conventional with PMI
LOWER
Jan 20, 2017Warranty Deed, Transfer · FHA Mortgage
PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2017 · Amount on Record
Deed SaleJan 20, 2017 · Amount on Record
Prior SaleJul 27, 2016 · Amount on Record
Deed Document Number20174851
Deed Book / Page4320 / 136
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2464 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
Document Number0051280916
Instrument DateDec 5, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2464 WINCHESTER LN ST AUGUSTINE FL 320921086, ST AUGUSTINE, FL 32092-1086

Mortgage

Document Number0051280916
DateDec 17, 2020
Book Page005128/000916
Instrument115606
Lender
NameLOWER
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 16, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 20, 2017
Property Address2464 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
Document Number0043200136
Book / Page4320 / 0136
Map ReferenceMB44 PG7-24
Instrument DateJan 16, 2017
Instrument2017004851
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyWATSON TITLE SVCS OF NORTH F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address461 JOHNS CREEK PKWY, 461, SAINT AUGUSTINE, FL 32092-5070

Transferred To (Grantee/Buyer)

NameVerified Name
Address2464 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086

Mortgage

Document Number2017004852
DateJan 20, 2017
Instrument2017004852
Lender
NamePLATINUM MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,081 (+2.7%)$348,788 (-0.14%) Land $110,000 Building $238,788
2025$2,868.00 (+13.63%) Homeowner's exemption$226,953 (+5.99%)$349,269 (-2.2%) Land $110,000 Building $239,269
2024$2,524.00 (+2.1%)
2023$2,472.00 (+3.3%) Homeowner's exemption$214,133 (+3%)$357,127 (+9.68%) Land $120,000 Building $237,127
2022$2,393.00 Homeowner's exemption$207,896$325,616 Land $100,800 Building $224,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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