2464 la Costa Ct, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2464 la Costa Ct, Oceano, CA 93445

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 900 sqft · built 1984
Lot Size	0.021 acres (900 sqft)
Owner	2 Trust Names on File
Last Sale	$450,000 (Mar 2023)
Tax Bill	$5,257 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062-132-032`

Property Details

APN / Parcel Number

Primary APN	`062-132-032`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	900 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	900 sqft (0.021 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2464 LA COSTA CT
City	OCEANO
State	CA
Zip	93445-8954
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMFA
Legal Description	TR 1006 UNIT 32 & PTN LT A
Legal Subdivision	TRACT NO 1006
Legal Tract	1006
Legal Block	2
Legal Lot Number	A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2029
Census Tract	12202

Owner

2464 la Costa Ct, a condominium, is held in a trust since March 2023.

Source: San Luis Obispo County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2464 LA COSTA CT, OCEANO, CA 93445-8954
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 30, 2023	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 19, 2021	Grant Deed, Transfer · Commercial Mortgage FRED QUINTANILLA AND VERONICA A BAR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Aug 19, 2021 · Amount on File
Deed Document Number	20238694
Prior Transfer Date	Apr 9, 2001
Prior Transfer Doc	0000029788
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 24, 2026
Property Address	2464 LA COSTA CT, OCEANO, CA 93445-8954
Document Number	0000030302
Instrument Date	Sep 3, 2026
Instrument	202630302
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2464 LA COSTA CT, OCEANO, CA 93445-8954

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 30, 2023
Property Address	2464 LA COSTA CT, OCEANO, CA 93445-8954
Document Number	0000008694
Map Reference	MB 11 PG 41
Instrument Date	Mar 21, 2023
Instrument	2023008694
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 LA COSTA CT # 32, 32, OCEANO, CA 93445-8954

Mortgage

Document Number	0000008695
Date	Mar 30, 2023
Instrument	2023008695

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2464 LA COSTA CT, OCEANO, CA 93445-8954
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 LA COSTA CT 32, 32, OCEANO, CA 93445-8954

Mortgage

Document Number	0000012506
Date	Mar 21, 2022
Instrument	2022012506

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 19, 2021
Property Address	2464 LA COSTA CT, OCEANO, CA 93445-8954
Document Number	0000057833
Map Reference	MB 11 PG 41
Instrument Date	Apr 13, 2021
Instrument	2021057833
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2464 LA COSTA CT # 32, 32, OCEANO, CA 93445-8954

Mortgage

Document Number	0000057834
Date	Aug 19, 2021
Instrument	2021057834

Lender

Name	FRED QUINTANILLA AND VERONICA A BAR
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2464 la Costa Ct was $5,257.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,543 (+2%) Land $265,302 Building $212,241
2025	$5,257.00 Homeowner's exemption	$468,180 Land $260,100 Building $208,080
2023	$4,029.00 (+1.41%)	$349,860 Land $178,500 Building $171,360
2022	$3,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2464 la Costa Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2464 la Costa Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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