Ramsey County property record for 2464 Elm Dr, White Bear Lake, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,226 sqft · built 1963 |
| Lot Size | 0.251 acres (10,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Mar 2025) |
| Tax Bill | $4,142 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-30-22-24-0019 |
| Primary APN | 36-30-22-24-0019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 575 sqft |
| Finished Basement | 575 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Lot Area | 10,920 sqft (0.251 acres) |
| Lot Dimensions | 130 ft deep x 84 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8235045 |
|---|---|
| Street Address | 2464 ELM DR |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-5576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW HILLS PLAT 3 LOT 4 BLK 7 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 36 |
| Legal Subdivision | LAKEVIEW HILLS PLAT 3 |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 40402 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2464 ELM DR, SAINT PAUL, MN 55110-5576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC |
| Mar 5, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Apr 1, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 31, 2025 | Warranty Deed, Transfer ASCENSION TITLE INC |
| Nov 21, 2017 | Quit Claim Deed, Transfer DCA TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2017 · Amount on Record |
| Deed Document Number | 20252791921 |
| Last Transfer Date | Mar 5, 2026 |
| Transfer Doc | 0T02811649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2464 ELM DR, WHITE BEAR LAKE, MN 55110-5576 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A05087783 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | A05087783 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 5, 2026 |
| Property Address | 2464 ELM DR, WHITE BEAR LAKE, MN 55110-5576 |
| Document Number | 0T02811649 |
| Instrument Date | Mar 4, 2026 |
| Instrument | T02811649 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2464 ELM DR, WHITE BEAR LAKE, MN 55110-5576 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 1, 2025 |
| Property Address | 2464 ELM DR, WHITE BEAR LAKE, MN 55110-5576 |
| Document Number | 0T02791955 |
| Instrument Date | Mar 26, 2025 |
| Instrument | T02791955 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | ASCENSION TTL INC DBA EXECUT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2464 ELM DR, WHITE BEAR LAKE, MN 55110-5576 |
| Document Number | 0T02791956 |
|---|---|
| Date | Apr 1, 2025 |
| Instrument | T02791956 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 31, 2025 |
| Property Address | 2464 ELM DR, WHITE BEAR LAKE, MN 55110-5576 |
| Document Number | 0T02791921 |
| Instrument Date | Mar 19, 2025 |
| Instrument | T02791921 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | ASCENSION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2464 ELM DR, WHITE BEAR LAKE, MN 55110-5576 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 21, 2017 |
| Property Address | 2464 ELM DR, WHITE BEAR LAKE, MN 55110-5576 |
| Document Number | 0002602096 |
| Instrument Date | Oct 1, 2017 |
| Instrument | 2602096 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | DCA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2464 ELM DR WHITE BEAR LAKE MN 551105576, WHITE BEAR LAKE, MN 55110-5576 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,800 (+3.11%) Land $81,700 Building $250,100 | $331,800 (+3.11%) Land $81,700 Building $250,100 | |
| 2025 | $4,142.00 (+1.77%) | $321,800 (+2.65%) Land $81,700 Building $240,100 | $321,800 (+2.65%) Land $81,700 Building $240,100 |
| 2024 | $4,070.00 (+13.43%) | ||
| 2023 | $3,588.00 Homeowner's exemption | $313,500 Land $81,700 Building $231,800 | $313,500 Land $81,700 Building $231,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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