2463 Gulfbreeze Cir, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2463 Gulfbreeze Cir, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,595 sqft · built 1987
Lot Size0.147 acres (6,412 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Mar 2020)
Tax Bill$4,321 (2025)
Deeds & MortgagesOct 2021 Construction Loan
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-740-9725-4

Property Details

APN / Parcel Number

Primary APNC62-000-740-9725-4
Alternative APNs
  • 35-27-15-19870-000-0730
  • 271535198700000730
  • 152735198700000730
  • R381829

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,595 sqft Living Area
Gross Area2,268 sqft
1st Floor Area1,595 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,412 sqft (0.147 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPatio
Porch Area233 sqft
Deck Area175 sqft
Patio Area175 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR381829
Street Address2463 GULFBREEZE CIR
CityPALM HARBOR
StateFL
Zip34683-2603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCRYSTAL BEACH ESTATES LOT 73
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH ESTATES
Legal Tract19870
Legal Lot Number73
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1006
Census Tract27206

Owner

2463 Gulfbreeze Cir is owned and occupied by two individuals who bought it in March 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address2463 GULFBREEZE CIR, PALM HARBOR, FL 34683-2603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · Construction Mortgage
ROCKET MORTGAGE LLC
Mar 11, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Mar 18, 2020Warranty Deed, Transfer · FHA Mortgage
SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2020 · Amount on File
Deed SaleMar 18, 2020 · Amount on File
Prior SaleAug 15, 2003 · Amount on File
Deed Document Number202089977
Deed Book / Page20926 / 1077
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2463 GULFBREEZE CIR, PALM HARBOR, FL 34683-2603
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0217440793
DateOct 4, 2021
Book Page21744/793
Instrument2021323295
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2463 GULFBREEZE CIR, PALM HARBOR, FL 34683-2603
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2463 GULFBREEZE CIR, PALM HARBOR, FL 34683-2603

Mortgage

Document Number0214302053
DateMar 11, 2021
Book Page21430/2053
Instrument2021080397
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 18, 2020
Property Address2463 GULFBREEZE CIR, PALM HARBOR, FL 34683-2603
Document Number0209261077
Book / Page20926 / 1077
Map ReferenceMB 92 PG 42&43
Instrument DateMar 16, 2020
Instrument2020089977
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyKLEER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2601 JARVIS CIR, 2601, PALM HARBOR, FL 34683-7224

Transferred To (Grantee/Buyer)

NameVerified Name
Address2463 GULFBREEZE CIR, PALM HARBOR, FL 34683-2603

Mortgage

Document Number0209261078
DateMar 18, 2020
Instrument20926/1078
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2463 Gulfbreeze Cir was $4,321 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,321.00 Homeowner's exemption$271,011$361,618 Land $113,243 Building $248,375
2023$4,018.00 (+2.97%) Homeowner's exemption$255,702 (+3%)$344,565 (+12.58%) Land $148,254 Building $196,311
2022$3,902.00 Homeowner's exemption$248,254$306,066 Land $150,017 Building $156,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2463 Gulfbreeze Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2463 Gulfbreeze Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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