2463 Buffalo St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2463 Buffalo St, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 1984
Lot Size	0.533 acres (23,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Jun 2022)
Tax Bill	$5,624 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-30-22-21-0038`

Property Details

APN / Parcel Number

Primary APN	`12-30-22-21-0038`
Alternative APNs	`8339348` `382109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	825 sqft
Finished Basement	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	23,200 sqft (0.533 acres)
Lot Dimensions	200 ft deep x 116 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	382109
Street Address	2463 BUFFALO ST
City	SAINT PAUL
State	MN
Zip	55110-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST BAPTIST ADDITION TO,WHIT LOT 7 BLK 2
Legal Range	22
Legal Township	30
Legal Section	12
Legal Subdivision	FIRST BAPTIST ADDITION TO,WHIT
Legal Block	2
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR
Census Block Group	1
Census Block	1015
Census Tract	40102

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2463 BUFFALO ST, SAINT PAUL, MN 55110-5724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Mar 14, 2006 · Amount on Record
Deed Document Number	20222734737
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2463 BUFFALO ST, SAINT PAUL, MN 55110-5724
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02698210
Date	Apr 29, 2021
Instrument	T02698210

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 22, 2022
Property Address	2463 BUFFALO ST, SAINT PAUL, MN 55110-5724
Document Number	0T02734737
Instrument Date	Jun 6, 2022
Instrument	T02734737
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,319.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2463 BUFFALO ST, SAINT PAUL, MN 55110-5724

Mortgage

Document Number	0T02734738
Date	Jun 22, 2022
Instrument	T02734738

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	Other
Max Rate	9.12%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2463 BUFFALO ST, WHITE BEAR TP, MN 55110-5724
Document Number	0002607742
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2463 BUFFALO ST WHITE BEAR LAKE MN 551105724, WHITE BEAR LAKE, MN 55110-5724

Mortgage

Document Number	0002607742
Date	Feb 5, 2018
Instrument	2607742

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
County Subdivision	White Bear Township
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,500 (+10.87%) Land $92,200 Building $345,300	$437,500 (+10.87%) Land $92,200 Building $345,300
2025	$5,624.00 (+20.58%)
2023	$4,664.00	$394,600 Land $92,200 Building $302,400	$394,600 Land $92,200 Building $302,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Township serves 11,699 people · EPA ID MN1620025
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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