24627 Watt Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24627 Watt Rd, Ramona, CA 92065 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 1980
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$847,000 (Jul 2026)
Tax Bill	$7,343 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`288-591-01-00`

Property Details

APN / Parcel Number

Primary APN	`288-591-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,352 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	24627 WATT RD
City	RAMONA
State	CA
Zip	92065-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 315 TR 007893
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007893
Legal Block	1
Legal Lot Number	315
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1009
Census Tract	20811

Owner

Source: San Diego County records · APN 288-591-01-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24627 WATT RD, RAMONA, CA 92065-4635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Aug 22, 2023	Intrafamily Transfer, Transfer
Jul 08, 2020	Affidavit of Death, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 08, 2020	Affidavit of Death, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 08, 2020	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Jul 08, 2020 · Amount on Record
Deed Document Number	2026204351
Prior Transfer Date	Aug 11, 2023
Prior Transfer Doc	0000228019
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2026
Property Address	24627 WATT RD, RAMONA, CA 92065-4635
Document Number	0000204351
Instrument Date	Jun 25, 2026
Instrument	2026204351
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	FIRST CONSUMERS TITLE, CONSUMERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$94,101.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24627 WATT RD, RAMONA, CA 92065-4635

Mortgage

Document Number	0000204352,
Date	Jul 16, 2026
Instrument	2026204352

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 18, 2026
Property Address	24627 WATT RD, RAMONA, CA 92065-4635
Document Number	0000176008
Instrument Date	Jun 10, 2026
Instrument	2026176008
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	24627 WATT RD, RAMONA, CA 92065-4635

Mortgage

Document Number	0000176008,
Date	Jun 18, 2026
Instrument	2026176008

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2023
Property Address	24627 WATT RD, RAMONA, CA 92065-4635
Document Number	0000228019
Map Reference	MAP 7893
Instrument Date	Aug 11, 2023
Instrument	2023-0228019
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24627 WATT RD, RAMONA, CA 92065-4635

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 08, 2020
Property Address	24627 WATT RD, RAMONA, CA 92065-4635
Document Number	0000361697
Instrument Date	Jul 08, 2020
Instrument	361697
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24627 WATT RD RAMONA CA 920654635, RAMONA, CA 92065-4635

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 08, 2020
Property Address	24627 WATT RD, RAMONA, CA 92065-4635
Document Number	0000361698
Instrument Date	Jun 16, 2020
Instrument	361698
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24627 WATT RD RAMONA CA 920654635, RAMONA, CA 92065-4635

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 08, 2020
Property Address	24627 WATT RD, RAMONA, CA 92065-4635
Document Number	0000361699
Map Reference	MAP 7893
Instrument Date	Jun 11, 2020
Instrument	2020-0361699
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24627 WATT RD, RAMONA, CA 92065-4635

Mortgage

Document Number	0000361700
Date	Jul 08, 2020
Instrument	2020-0361700

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$617,668 (+2%) Land $331,223 Building $286,445
2025	$7,343.00 (+6.62%) Homeowner's exemption	$605,558 (+4.04%) Land $324,729 Building $280,829
2023	$6,887.00 (-1.39%) Homeowner's exemption	$582,045 Land $312,120 Building $269,925
2022	$6,984.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015, rainfall accumulation

Wildfire

Wildfire Risk	Extreme above 97% of the US · above 87% of California
Wildfire Likelihood	About 1 in 63 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20

May also be available at this address: Verizon, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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